Applying for a mortgage on Wednesday, bricking it!

mij544

fletcher23 wrote: »

Hi There,
i too have just submitted my full application to halifax, i cant stand the waiting part.

We're due to move in on the 29th of July i'm just so worried its not completed in time!

Let me know how long it takes for your offer to come back??

Thanks,

Fletcher

Providing no issues, !!!! ups or misunderstandings, normally 3 weeks should do it.

Thrugelmir

mij544 wrote: »

normally 3 weeks should do it.

Appears that they wish to move on the 29th July though........

Fletcher23, the purchase process will take as long it takes. So don't set dates prematurely. Better to be flexible. Then less stressful.

mij544

Thrugelmir wrote: »

Appears that they wish to move on the 29th July though........

Fletcher23, the purchase process will take as long it takes. So don't set dates prematurely. Better to be flexible. Then less stressful.

When I said 3 weeks, I was responding to the time until mortgage offer.

As far as time to completion though, you are right, sit back and don't get to stressed by it all as it will indeed take as long as it takes.

Thrugelmir

mij544 wrote: »

When I said 3 weeks, I was responding to the time until mortgage offer.

My comment was TIC. :beer:

funky1471

Didn't get my P60 until yesterday and they want to see that, so sent it yesterday.

Hoping now it's just a few more days until we hear.

Halifax took the £315 fee for the survey early this morning/late last night. So once that's completed and they have viewed all the statements etc, it shouldn't be long.

I predict Monday we will hear. I'll be really annoyed if we pay for the survey, and that goes through fine, but then get rejected on other grounds

Annoyed in general, but I know it's a risk you just have to take sometimes. £315 is a lot to gamble when they could easily have already decided yesterday not to lend.

Do they make ANY money on the survey?