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Been a while

Learning2Budget
Posts: 1,092 Forumite
Been busy busy and very slowly we are reducing our debt.
In 2008 i returned to work after having dd, and finally we took our head out of the sand. Saw an amazing financial advisor who told us about CCCS. We contacted them and realised that we had nearly £46,000 of debt and minimal ways of clearing it.
We set up a plan and we were looking at at least 12.7 years to clear it.
Since then we have gone on to have dd2, and have managed to increase our payments through budgetting and now have 7 years left to pay, with an overall debt of approx 38,000.
But the thing that has amazed me is that since getting ourselves financially sorted, we are more organised in everything in our day to day lives.
We are now looking for ways to reduce our budget faster, but feel like we are getting somewhere and it's thanks to you guys.
In 2008 i returned to work after having dd, and finally we took our head out of the sand. Saw an amazing financial advisor who told us about CCCS. We contacted them and realised that we had nearly £46,000 of debt and minimal ways of clearing it.
We set up a plan and we were looking at at least 12.7 years to clear it.
Since then we have gone on to have dd2, and have managed to increase our payments through budgetting and now have 7 years left to pay, with an overall debt of approx 38,000.
But the thing that has amazed me is that since getting ourselves financially sorted, we are more organised in everything in our day to day lives.
We are now looking for ways to reduce our budget faster, but feel like we are getting somewhere and it's thanks to you guys.

LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 

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Comments
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Have just been brave enough to look at our debt on CCCS website and am amazed that we have already paid off £10,000. Have now put a load of kids toys on gumtree and are hoping to make some spends.xLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180
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wee well done!! just goes to show that it can be done, just by paying as much as you can afford can get your debt down quick! I find that structuring my finances has made me structure my life better! well done all the same! xxxLife is too short not to love what you do.0
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Hiya just popped in to say Well Done, 10,000 gone already Brilliant.
:money:Provident 1,0000 -
Well done:TTry to be a rainbow in someone's cloud.0
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Yep, good on ya :-)"We want the finest wines available to humanity, we want them here, and we want them now!"0
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