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Should I do an IVA?
treadingwater_2
Posts: 4 Newbie
What I specifically need advice on is whether something like an IVA would be a good direction to explore, given that my short term finances are under so much pressure while my wife isn't working.
My top five outgoings are:
Mortgage £846
Studio (absolute neccessity to earn living, cheapest I can get) £395
Childs Nursery £360
Credit cards £ 360
Loans and overdraft £322
The full details are on my earlier post:
http://forums.moneysavingexpert.com/showthread.html?t=327395
PS I should be putting away £600 PCM for tax. I have usually met this with royalty payments as am usually unable to save this every month.
My top five outgoings are:
Mortgage £846
Studio (absolute neccessity to earn living, cheapest I can get) £395
Childs Nursery £360
Credit cards £ 360
Loans and overdraft £322
The full details are on my earlier post:
http://forums.moneysavingexpert.com/showthread.html?t=327395
PS I should be putting away £600 PCM for tax. I have usually met this with royalty payments as am usually unable to save this every month.
0
Comments
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how much are your debts? most places dont seem to want to touch less than £10,000
get some proffessional advice
try https://www.re10.org.uk
all the best :cool:I Hate Debt :mad: :mad: :mad:0 -
Dont use them, use payplan or CCCS's Iva practitioners.
We cant give decent advice without a SOA as I said on the other thread you started asking the same info.:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0
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