How far in advance can I reserve a mortgage deal?

ferry · 3 June 2011 at 1:32PM

Just curious to know if there is an industry standard or does each lender vary?

Thanks as usual
F

_Andy_ · 3 June 2011 at 1:48PM

Depends on lender, up to 6 months

East_Shore · 3 June 2011 at 2:25PM

Is it for a purchase or a remortgage and do you know what lender you're looknig at?

Generally speaking 3-6 months (depening on the lender)

ferry · 3 June 2011 at 2:27PM

Remortgage -current deal ends in Jan 2012 but no particular lender yet.

hcb42 · 3 June 2011 at 2:29PM

Start looking to make an application around October or so and you should be fine

East_Shore · 3 June 2011 at 2:36PM

ferry wrote: »

Remortgage -current deal ends in Jan 2012 but no particular lender yet.

A few of the lenders have reduced their remortgage offers to 3 months but Woolwich still offer 6 months on remortgage offers

Thrugelmir · 3 June 2011 at 2:38PM

The fee required to reserve a given product can be a determining factor when choosing.

ferry · 3 June 2011 at 3:16PM

Thrugelmir wrote: »

The fee required to reserve a given product can be a determining factor when choosing.

Good point

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