help over draft and morgages

rubyr

hope so , its only the overdraft i am worried about, just hope it all ok ! thanks :-))

East_Shore

rubyr wrote: »

please help worried sick, i have had a morgage agreeded in principle with the halifax, i had a 10% deposit however they said they would only do with a 16% which i have found so now putting a deposit of 12,500, i have told them of my loan and credit card, they have agreed in principle to the morgage on the condition that loan and cc are paid off by completion (i can do as recieving some money in next few week). Anyway they have now asked for proof of all paper work (i have all)and bankstatements, however i have been in my over draft for last 3 months, i have agreedlimit of £2000 (never went over this) do u think this will affect my application, i have submitted this today and i am at wits end :mad::mad::(:(

If you've stayed within your agreed overdraft limit you should be okay, there may have been a problem if you exceeded this.

In those 3 months you've been in your overdraft has your spending far exceeded your income?? This is the only thing I can think will mess it up.

thing that may

rubyr

no i havent went over my limit and no spending wasnt over my income, hope ok

East_Shore

I don't think you have anything to worry about!!