What is an Assessment of Assets?

coolcait

Binky_2 wrote: »

Hi all,

I live in Scotland and Yesterday I got a normal letter from some Sheriff Officers saying they will be calling on 13 June to do a Assessment of Assets and to be available for them when they call.
1. What can they do?
2. Can they look in Cupboards and Garages etc?
3. My Kids are 22, 20 +18 are they entitled to look in Their Bedrooms?
4. Can they touch my kids T.V'S an Xboxs as this is their stuff not mine and they don't owe a penny?
5. What can they touch and what can they not touch?
6. What exactly is an Assessment of Assets?
7. Can they force their way into my home if I refuse them entry?

A bit of background to this this is a debt collector who has obtained a Decree for a debt of less than £900 and took out an Inhibition on my property nearly 4 years ago, I have paid them nothing as I can't, simple as that.
The debt has grown to £1200+ and now this.
Any help would be appreciated.

Binky.

Are you sure it's from Sheriff Officers? Or is the DCA trying to pull the wool over your eyes.

Coming on a Sunday is not allowed. An "Assessment of Assets" isn't mentioned in any Scottish law that I know of. As far as I'm aware, an attachment order has to be issued before Sheriff Officers can come to your home to make a list of assets kept outside the home. Then a Sheriff decides if it can be allowed.

They'd need an exceptional attachment order before they are legally allowed to go into your house.

Your local sheriff court says they don't have these things. Challenge them. Call them up. Ask them to tell you exactly which part of which law they are using as their reason for coming to your house.

If they don't/Can't answer, don't let them in your house on sunday. Tel them to leave your property and call the police if they don't. Ask them to show the police a court order.

I'm sorry, but it sounds like they're chancing their arm with you. Don't let them!