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How much deposit

Does anyone know how much (%) you need for a £250k house?

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Typically 10%-15%.

    Depends on the lender you're using. Some may want more.
  • Bigsmak
    Bigsmak Posts: 188 Forumite
    Part of the Furniture Combo Breaker
    The bigger your deposit the better the rate you will get.

    You will need at least £25k (10%) .. but you will not get a 'good' rate with that and some lenders wont accept you.
    I work in finance

    Anything posted on this forum is for discussion purposes only and should not be considered financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation
  • *Summertime*
    *Summertime* Posts: 68 Forumite
    Thank you, I think £250 is slightly out of our range in that case! Maybe I'll find something for £200k and have a bit of a life as well :)
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Remember to also factor in initial costs (solicitors, valuation fee, cost of moving in, changing locks etc, new furniture, contingency costs etc etc)
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