We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
time to cut up my mbna card !
notes
Posts: 69 Forumite
Got a large bonus and now will be able to pay off and cancel and cut up my MBNA card on monday. Woohoo.:T :j
Promise to let you all know what it feels like !
Promise to let you all know what it feels like !
HALX CC (14%)...............[STRIKE] 5795[/STRIKE]....5470
[STRIKE]MBNA CC (20%)[/STRIKE]...............[STRIKE]3500 [/STRIKE]...CLEARED
COOP CC (17% and 5%)...[STRIKE]5350[/STRIKE]....5300
AMEX CC (4.9% LOB)........[STRIKE]2263[/STRIKE]....2223
==============================
TOTAL............................[STRIKE]16866[/STRIKE]..12993
[STRIKE]MBNA CC (20%)[/STRIKE]...............[STRIKE]3500 [/STRIKE]...CLEARED
COOP CC (17% and 5%)...[STRIKE]5350[/STRIKE]....5300
AMEX CC (4.9% LOB)........[STRIKE]2263[/STRIKE]....2223
==============================
TOTAL............................[STRIKE]16866[/STRIKE]..12993
0
Comments
-
I didnt get a big bonus and still owe them a fortune but as I never use it now I might joined you - pass the scissors when youre finished.
puddsAugust 2009 grocery challenge £172.64/,,,,,
no point in doing grocery challenges, have no money left over to eat :0/0 -
Well done - that's an early Christmas present for you. :j :j
Cut the card into a MILLION pieces and don't forget to cancel.
MBNA make me so angry! :mad: :mad: :mad:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
I have a large cross-cut shredder that is excellent for destroying cards
It feels great0 -
Oh yes, cutting up credit cards is a fantastic feeling! Well done!Retired in 2015.
Moved to Ireland September 20170 -
My BF cancelled his MBNA card that he didn't use, every month they were sending him cheques to cash at a huge rate of interest. Even now he's cancelled the card with them they are still pestering him. some times having a good credit rating is as bad as not!0
-
Does it improve your credit rating paying off and cancelling a credit card?0
-
learning_to_drive wrote:Does it improve your credit rating paying off and cancelling a credit card?
As long as you have no defaults - yes it can help.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Well done that's another one gone...ity we can't get bomnus's every mnth0
-
Well done that's another one gone...ity we can't get bomnus's every mnth0
-
Love it! I am picturing a huge pile of cut to ribbons credit cards building up thanks to this site!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards