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Help re Equifax report

topyam
topyam Posts: 190 Forumite
Part of the Furniture Combo Breaker Xmas Saver!
edited 31 May 2011 at 2:46PM in Debt-free wannabe
Hi all,

I have just looked at my Equifax report and have a question.
A while back, I took out a bank charges dispute with a bank, and ended up having to go to the ombudsman - I lost.
Since then, I have not heard anything from the bank about it at all.
Looking at my Equifax report re the account concerned, the following info is there.

Current balance: £0
Status: Settled
Default / delinquent balance: £900
Default date: empty

Does that mean they have forgot about it?

Comments

  • chanz4
    chanz4 Posts: 11,050 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    no they wont of forgot, just not updated your file fully
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • topyam
    topyam Posts: 190 Forumite
    Part of the Furniture Combo Breaker Xmas Saver!
    Even though it says 'settled' and gives a date of satisfaction?
    Last date of update was Feb this year.
This discussion has been closed.
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