Interest rates will rise faster and higher than anyone expects

DervProf

Seems chucky wants me to go away.

I wonder why ?

Maybe I annoy him, by daring to question some of his posts.

I don't think he really wants me to, as he won't be able to laugh at my misfortune. Not that I`ve had any real financial misfortune in life.

chucky

DervProf wrote: »

Seems chucky wants me to go away.

i actually find you weird in your stalkerish type of way. you keep on doing it...

you ask a question, you get told the answer, you ask the question again and again and then you continue pursuing the individual poster. do you know what NS&I are btw?

annoy me?? it's only an internet forum, anonymous nutters on internet forum is normal.

DervProf

chucky wrote: »

annoy me?? it's only an internet forum, anonymous nutters on internet forum is normal.

You make that obvious.



In answer to your question, National Savings and Investments. I have held accounts with them.

Why do you ask ?

chucky

DervProf wrote: »

You make that obvious.

you still there... and you're not interested in savings rates any more but me... what a surprise...

let's get back on topic... maybe if you typed www. before moneysupermarket and then .com after it you might find out a bit more about savings rates. if you can't find what you want there go and have a play on google, it could be another of those online "friends" that you have.

DervProf

NS&I, I am interested, try and educate me. I know you think that's impossible, but please give it a try.

chucky

DervProf wrote: »

NS&I, I am interested, try and educate me. I know you think that's impossible, but please give it a try.

i'm sure you can do your own research - me and the Mrs took out the full NS&I allowance last time. RPI + 1%, is that above or below the dervprof 3%? we know your standards are low so really sure if that's good enough for you...

RenovationMan

Nationwide has a cash ISA paying 3.1% with transfers in accepted. Halifax has a cash ISA paying 3% with a 3.2% option for Qualifying current account holders.

On this website, Martin has identified CASH ISA's paying 3.3%, 3.35 & 3.0% for easy access. For those willing to fix for a while, Martin has found the following rates: 3.7% fixed for 2 years and 4.25% fixed for 3 years.

http://www.moneysavingexpert.com/savings/best-cash-isa

There are other savings and investment products on the market that can beat 3% but these will have an element of risk. The best thing to do when saving or investing is to determine how much money you want to save, what you are saving for (this determines how long you are willing to lock it away for) and your risk profile.

As with anything financial, DYOR (Do Your Own Research).

DervProf

chucky wrote: »

i'm sure you can do your own research - me and the Mrs took out the full NS&I allowance last time. RPI + 1%, is that above or below the dervprof 3%? we know your standards are low so really sure if that's good enough for you...

I'll try and ignore the insults.

RPI + 1% (last time).

Current offer RPI + 0.5%.

Tax free too. Lovely.

I believe you can invest up to £15K in each issue (which is what I have done in the past). You can take a 3 year or a 5 year certificate. Money can be withdrawn early, but you lose some of the bonus.

I have a question, which I'd like you to answer, but first, have I got this right so far ?

DervProf

Thanks RenoMan,

I have an ISA @ 3.1%, I know about those.

chucky

RenovationMan wrote: »

Nationwide has a cash ISA paying 3.1% with transfers in accepted. Halifax has a cash ISA paying 3% with a 3.2% option for Qualifying current account holders.

On this website, Martin has identified CASH ISA's paying 3.3%, 3.35 & 3.0% for easy access. For those willing to fix for a while, Martin has found the following rates: 3.7% fixed for 2 years and 4.25% fixed for 3 years.

http://www.moneysavingexpert.com/savings/best-cash-isa

There are other savings and investment products on the market that can beat 3% but these will have an element of risk. The best thing to do when saving or investing is to determine how much money you want to save, what you are saving for (this determines how long you are willing to lock it away for) and your risk profile.

As with anything financial, DYOR (Do Your Own Research).

you're too kind renovation man, it's getting obvious from his posts that dervprof is more interested in the individual posters than the actual savings rates on offer...