Referred from benifits & work section.

beanielou

Meant to say,massive well done on not having any debt.

suleskerry

The DLA form is separate, yes. Ring for a form now. It is VERY complex and it is best to have her GP, psychiatric nurse, or social worker help complete the last section of the form. My child receives it for her dyspraxia, but her paed filled out the last part of the form and our health visitor also completed a supporting statement because she is quite learning impaired by it but her impairments were first spotted at her 8-month-check and are ongoing. We did not have to appeal, her application was approved first time, but others have had to appeal and been successful.

It's worth perservering, IMO.

Freegle is like Freecycle. Try Freecycle, too. There might be a free slow-cooker in your area.

Yes, yes, you need to take in a bag of snacks to work. My husband always did. Pot Noodle, Cup A Soup, wee tins of tuna, a loaf of bread or some wraps, which keep even better than bread. If you have a fridge at work, then some cheese and a jar of pickle or Marmite. Will have you loads.

andrewb4709

suleskerry wrote: »

The DLA form is separate, yes. Ring for a form now. It is VERY complex and it is best to have her GP, psychiatric nurse, or social worker help complete the last section of the form. My child receives it for her dyspraxia, but her paed filled out the last part of the form and our health visitor also completed a supporting statement because she is quite learning impaired by it but her impairments were first spotted at her 8-month-check and are ongoing. We did not have to appeal, her application was approved first time, but others have had to appeal and been successful.

It's worth perservering, IMO.

Freegle is like Freecycle. Try Freecycle, too. There might be a free slow-cooker in your area.

Yes, yes, you need to take in a bag of snacks to work. My husband always did. Pot Noodle, Cup A Soup, wee tins of tuna, a loaf of bread or some wraps, which keep even better than bread. If you have a fridge at work, then some cheese and a jar of pickle or Marmite. Will have you loads.

OH going to call dla in morning for form, only professinals involved are GP and health visitor, both who played parts in helping OH.

goign to look for slow cooker, now lol.

more a less live in a van, going to keep a stash of apples and tins of fish lol.

thanks again,

andrewb4709

beanielou wrote: »

Meant to say,massive well done on not having any debt.

not strictly true, just cleared majority of it and have till october left on some outstanding council tax@100 pm.

sp1987

andrewb4709 wrote: »

Hi.



Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 1

Monthly Income Details
Monthly income after tax................ 1500
Partners monthly income after tax....... 0
Benefits................................ 180
Other income............................ 0
Total monthly income.................... 1680

Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 500
Management charge (leasehold property).. 0
Council tax............................. 220
Electricity............................. 50
Gas..................................... 50
Oil..................................... 0
Water rates............................. 30
Telephone (land line)................... 12
Mobile phone............................ 60 sim only, £30 to start with (hopefully can cut down to £20), £30 saved.
TV Licence.............................. 13
Satellite/Cable TV...................... 26 cancel this as unaffordable at present with council tax to repay £26 saved
Internet Services....................... 5
Groceries etc. ......................... 280
Clothing................................ 20
Petrol/diesel........................... 50
Road tax................................ 17
Car Insurance........................... 35
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 15
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 30 cut to £20 £10 saved
Haircuts................................ 45 limit to £30 (ie extend time between cuts for women) £15 saved at least
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
(Unnamed monthly expense)............... 0
smoking................................. 100 cut down to £50 straight away = £50 saved
bank account charge..................... 12.95 change to a free account 12.95 saved
work - lunch etc........................ 100 take packed lunches in, at least £75 saved
Gym..................................... 20 cannot afford this currently £20 saved
Total monthly expenses.................. 1720.95


Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 900
Other assets............................ 0
Total Assets............................ 900

No Secured nor Hire Purchase Debts

Unsecured Debts
Description....................Debt......Monthly...APR
Total unsecured debts..........0.........0.........-


Monthly Budget Summary
Total monthly income.................... 1,680
Expenses (including HP & secured debts). 1,720.95
Available for debt repayments........... -40.95
Monthly UNsecured debt repayments....... 0
Amount short for making debt repayments. -40.95

Personal Balance Sheet Summary
Total assets (things you own)........... 900
Total HP & Secured debt................. -0
Total Unsecured debt.................... -0
Net Assets.............................. 900

From the cut downs rather than cut outs of smoking I make a saving of

30+26+10+15+50+12.95+75+20 = £238.95 saved. Smoking not cut out and £25 extra on groceries to fund lunch. You could clearly cut more money from groceries but that start would sort you out for the time being.

beanielou

But you dont have any commercial debt that you are paying interest on andrew.

andrewb4709

beanielou wrote: »

But you dont have any commercial debt that you are paying interest on andrew.

not any more thank god, lol!

[Deleted User]

It has to be said Andrew that getting DLA for MH conditions isnt easy,if you can get help from any of the following, if avaliable in your area, with the form
welfare rights,cab,d.i.a.l, dla is about the care and or mobility issues your OH has NOT the condition,good idea to keep a diary for the next 2 weeks of care/mobility issues,this will help when filling out the forms

Mrs_Ryan

My OH gets DLA for mental health issues, I did the renewal forms for him and they are a total nightmare - he had no problems getting it but I hear of so many people who do.

suleskerry

I agree with woodbine, and DEFINITELY get her GP and HV on board. You may have to appeal, but that's not unusual from what I hear about some conditions, even people with autism can be turned down first time. It's a big myth that you just park up and get money as far as DLA is concerned. We had advice from a Welfare Rights Centre to check it over first time. You have to be REALLY negative.

Take you in a bag at work with some staples in it if you've not got a locker or you desk share if you work the call centre - Pot Noodle is really good and the Lidl version has fewer nasties in it, IME if you have a workplace kettle. Tins of fish, some hard cheese and pickle sarnies, a jar of Nutella and digestives for a quick choccie fix, even if you buy crisps and sweeties in the supermarket to take in it's miles cheaper than those vending machines. Don't forget to bring in a flask if your work place has not got a kettle for staff. Put your wee drop milk in an old, washed out fizzy juice bottle and stick that in an insulated lunch bag like for wee ones with a little ice pack from Poundland to keep you going.

I put the kettle on in the morning as it is, and I put two bags of tea in a flask and fill it up on just the one go of the kettle and that's us got tea on tap during the day.

I use my slow cooker so much because then I can buy cheaper cuts of meat and get them nice and soft with just water and an Oxo cube. I round it out with all sort of beans or split peas or if you don't fancy the taste of that the best thing is red lentils as they stew down to pure mush you can mash it with a fork and not taste it at all.

And best of all if your partner is ill you and she or just you can sort it all out before you go on shift, put it in a sealable plastic bag, then pour it in the slow cooker and whack it on before you go away for your shift and when you come back there is a good meal for all and just the one thing to wash up.