Police pension

Ian_W

hcb42 wrote: »

No, if you have split up with him, and are not dependent on him, then no pension.

Actually,
Split up, not dependent but no divorce = Pension.

Split up, not dependent, no divorce but cohabiting = NO pension.

The former is probably not really within the spirit of the rules but it is within the letter of them.

I haven't voted because I can't see the point of the poll. The scheme rules, which are made by Parliament in the form of Statutory Instruments, either allow it or they don't - a popularity contest on MSE won't change them.

sleepless_saver

bristol_pilot wrote: »

Yes it has. And the reason is that payments for a dependant wife are part of the husband's pension benefits (that he paid in for) not those of the wife. If the wife had paid in for a pension in her own right then of course the benefits do not cease if she then co-habits with someone.

Which is why - ladies - you should make your own money, own pension provision and not expect to get through life by living off a man (or men).

Not just a women's issue.

I have warned my OH that if I die first his widower's pension from my public service scheme will cease if he cohabits or remarries. It is clearly set out in the big print of the scheme.

In my scheme, it was only in the late 80s that women were allowed to contribute to widower's pension (it had always been compulsory for men to contribute to widow's pension), thus making sensible joint planning that bit more difficult.

yotmon

Do you have children ? If you cannot claim the pension, then if they are of a certain age, I believe they may be entitled to 25% of your ex-partner's pension.
Did you not claim part of your husband's pension when he was alive - as you said earlier, you were living with him when he was making these contributions, so would be classed as 'savings' between you. I was divorced at the beginning of the 90's and part of the divorce settlement was to compensate my ex-wife for loss of a widows pension. She decided to take a lump sum from me, but could have had a share of my pension by hiving off a portion for herself. Maybe a bit late now your husband is deceased. Another anomaly would be for your husband to have co-habited with a partner for a number of years - they also would not be entitled to his pension, even if they could prove that they were totally dependent upon his finances. However, the PPS post 2006 introduced pension cover for unmarried couples/civil partners etc.

moonrakerz

nearlyrich wrote: »

not sure why it's a breach of human rights though...

EVERYTHING is nowadays .....................:(

dtsazza

moonrakerz wrote: »

EVERYTHING is nowadays .....................:(

Yup. "Human rights" <=> "my [client's] desires".