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Jolly June's NSD Challenge!
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Hi there everyone,
Please can I go for 8 NSD's as Target Number 1?
Must up my game, didn't even make 8 in May, but I will!“Obstacles are those frightful things you see when you take your eyes off your goals.”
NSD Challenge: August 2017 2/150 -
Thanks for all the warm welcomes.
I've been following the post for a while now, so I don't feel like a newbie. I plan to count any non essential spending, so DD's and petrol won't be included. Still I should be challenging myself with 15.NSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190 -
slowlyfading wrote: »
Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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Hi slowlyfading & a big Thank You for running the June Challenge :T
Please sign me up for 16 NSDs & I'll try for another 3 in a row too.0 -
Hiya
First time trying this challenge please put me down for
10 NSD and 3 in a row.
I don't intend to include DD or SO just any cash out of my purse or additional things purchased on my debit card.
Thanks for adding me
hxxBe Amazing0 -
Could you put me down for 10 again. Although I have not achieved it in recent months, I will do my best to achieve it this month.0
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Hi!
I completely failed with my May target. Can you put me down for 8 this month please? Going to Manchester for a long weekend soon so need every penny I can get!
Good luck everyone. I will defo be spending today as i'm taking my man out for some food. So think I will get petrol/wash car/get shopping today so I can hopefully rack up number 1 tomorrow!
Sxxx0 -
Hi!
I completely failed with my May target. Can you put me down for 8 this month please? Going to Manchester for a long weekend soon so need every penny I can get!
Good luck everyone. I will defo be spending today as i'm taking my man out for some food. So think I will get petrol/wash car/get shopping today so I can hopefully rack up number 1 tomorrow!
Sxxx
Oh my Shezam, we never use the f-word. Just think how well you have done to accrue any NSDs. We just use the targets to spur us on, but sometimes things come up that you are not expecting. Good luck for your target in June.
Thanks to SF for taking charge for this months challenge. I am going to set my target at 13 this month and also for a 5 in a row.
xx*Official DFW Nerd #1368 - Proud to be dealing with my debts*
*Debts at LBM (11 Jan 2011): -£16400.62* Currently: -5948.68 (64% paid )*4 CC and 3 OD*
Current DFD: [STRIKE]Oct 2012[/STRIKE] May 2012 :eek:0 -
Morning everyone :wave:,
Eurgh, i feel bloated and as rough as hell. Hope you're all feeling decidedly more healthy. Got the day off work and am aiming to make it an NSD day :T.
Have a good one :beer:.0
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