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Capital gain tax. Any ways to avoid??

my mother is looking to purchase a property for myself and after a year when i can get a mortgage i will buy it back off her for the same price.
although in this time i will have renovated the house and increased the value.
how can i avoid tax etc?
could my mother buy the house and the deeds be in my name? then i take out a mortgage against the house that would now be worth 40-50,000 more for the original smaller amount?
would this be a gift etc?
any help will be appreciated.

Comments

  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    With that plan

    You won't have any CGT tax. you don't own anything

    easiest way is mother gifts/loans you the money you buy a house

    Why can't you get a mortgage now
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