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hypno06
Posts: 32,296 Forumite
Hello!
Have been reducing my debt for a while but still a way to go. Started the year with over £90,000 non mortgage debt. Scary but refused to run away from it. No way was I taking the option of bankruptcy or IVA without it being last resort.
So.....have reduced it by about a half - with some serious hard work and some money inherited following the sad loss of my Dad last year. Feel as though I owe it to him to keep on reducing the debt so the target for the nex year is to reduce it by £10,000.
The aim is to be debt free within 5 years. I CAN DO IT.:j :j :j
I am already claiming £000's from the Halifax for bank charges paid out in the last three years. Will let you know how I get on.
Kimberley
Have been reducing my debt for a while but still a way to go. Started the year with over £90,000 non mortgage debt. Scary but refused to run away from it. No way was I taking the option of bankruptcy or IVA without it being last resort.
So.....have reduced it by about a half - with some serious hard work and some money inherited following the sad loss of my Dad last year. Feel as though I owe it to him to keep on reducing the debt so the target for the nex year is to reduce it by £10,000.
The aim is to be debt free within 5 years. I CAN DO IT.:j :j :j
I am already claiming £000's from the Halifax for bank charges paid out in the last three years. Will let you know how I get on.
Kimberley
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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Yes you can do it!
Positive thinking and Welcome.0 -
Good luck and i see your from the greatest City on this earth
WillSShhhhhhhhhhhhhhhhhhhhhhh0 -
Yes you will do it.Barclaycard 3800
Nothing to do but hibernate till spring
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You prompted me on the WW site to be more active over here. So here I am!!
Shame about the result at the weekend. Good things will come to those that wait!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
hypno06 wrote:You prompted me on the WW site to be more active over here. So here I am!!
Shame about the result at the weekend. Good things will come to those that wait!!
oooo i remember your name now!!!, am very impressed how well you have done!!!
Shame about the result yes, i overslept so didn't get up in time to do the 3 and a bit hour drive there lol...thankfully!!!
WillSShhhhhhhhhhhhhhhhhhhhhhh0 -
From, a fellow Norwich /Great Yarmouth Bumpkin.
I would like to wish you well and yes you can do it.
Good Luck:j WILL GET THERE SOON :j
WATCH OUT FOR THE PIG FLYING PAST!!
:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:0 -
I went to school in Yarmouth!!
Now living just south of Norwich.
When I am debt free I am celebrating with Chips of Yarmouth Market. Something I have not had since I was a kid but the memory is still with me!
(I think that is the only good thing I can remember about the town!!)
Thanks for the support. I will keep you posted with the progress I make!
:beer:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hi
Would just like to wish you lots of luck. Myself and my partner have debts of about £120,000 excluding a mortgage and so I know what its like to struggle to repay it. Like you we have not opted for bankruptcy or an IVA so its simply going to be a long slog to pay it all back!!!
This site is wonderful though and should give you lots of tips along the way!
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Nice to know I am not the only one at around the £100k mark!
We will get there. I am determined to do it.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
best of luck too ya ..x0
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