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Fixed 2 year mortgage ending

rahultrey
rahultrey Posts: 1 Newbie
in Mortgages & endowments
Hi,

I'm hoping someone here can help make things clearer for me.

My fixed 2 year mortgage (5.19% with Natwest) is ending in July. It then reverts to their SVR (currently 4%). Can anyone explain what my options are?

If I go for another deal with another lender, do I have to pay deposit etc? If I stay with them and get a fixed deal, do I have to pay deposit etc.?

Or is it better to stay with the SVR at the moment? Anyone know if the SVR has changed lately?

We were first time buyers and it's all kind of new.

Thanks in advance for any replies.
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