Getting me down, had an awful weekend...

ricksExpensive

I had (excuse the french) t*@ts like that!

They cost normal motorists like yourself lots in repairs and sometimes your life!

He should be strung up from the nearest lamp post in my opinion!

Im just greatful that you and the little one are ok! Must have been going quite fast to crumple your boot!

Things can only get better hun!

Nuclear_Tom

Not having insurance makes my blood boil. The penalties are pathetic, and taking their license makes no difference - scum like this will always wriggle out of such situations...

I pay over £100 a month for my car insurance (only a 3 year old diesel Focus)... all because I'm 21.

I do feel for you hun. I have a nice dent in the boot where someone kindly reversed into it and gave me false details...

fefesaver

Hi again. Im so glad you are both OK and are sorting it out. It does seem unfair and of course we are all paying a little extra in our car insurance premiums every year to cover payments made in accidents caused by insured drivers!
Best of luck.

ftbworried

I thought that uninsured drivers had their cars impounded destroyed?

How old is this kid? Is it right that if they're under 18 then you can file a civil case against his parents as he is not yet legally an adult to recover the money? I could be WAY offline here though- worth getting it checked out by the legal people at your car insurance firm.

Seems odd that policeman took a statement off you to find out that he'd admitted not being insured? Surely they could be able to tell from his vehicle reg anyway that its not insured?

in_over_my_head_2

The lad was about 20-ish I think, and the car wasn't his - he spent a while explaining to the policeman at the roadside who the car belonged to (his girlfriend apparently), and she hasn't finished paying for it (a BMW!), and that he had her permission to drive it...

I got home last night at 9:30pm to find this lad's dad waiting outside my house for me - he asked me to tell the insurance company that the boy's girlfriend was driving as she has insurance and I would get paid no problem.

Told him that a) the insurance co already have his sons details that he gave me at the time, and b) there were TWO policemen at the scene and he also gave them his details!!!

Didn't mention that I'd already been to the police and he'll be getting prosecuted anyway...

tootles_2

Thats harassment, report him to the police apart from anything else, he is trying to pevert the course of justice and also asking you to commit fraud.....tell him if he continues to harass you that you will take legal advice. Sounds like the chap is a bit of a bully........

in_over_my_head_2

Yep - everyone's telling me that I'm too soft (probably right )

This lad was a bit of a chav to be honest, and his dad obviously thinks he's a bit of the hard-man... but I really think that he's just trying to protect his son, he spoke to me quite nicely and there was no shouting or threats or anything when I pointed out that the police were actually at the scene and that the insurance co already had his name.

My friends do tell me that I have this unfortunate way of always seeing good in people, but in this case I do think that he was just clutching at straws trying to keep his kid out of trouble...

Willsnarf1983

in_over_my_head wrote:

My friends do tell me that I have this unfortunate way of always seeing good in people, but in this case I do think that he was just clutching at straws trying to keep his kid out of trouble...

Better to see the good in everyone rather than the bad in everyone

I think u have done everything to a tee and the guy was only trying to look after his kid like any decent parent would have

Will

iolanthe07

I think u have done everything to a tee and the guy was only trying to look after his kid like any decent parent would have

Any decent parent would make sure their kid wasn't driving around uninsured. The fines for driving without insurance are pathetic. The cars should be crushed and the drivers should be banned for 10 years - why should law abiding people have to pay through the nose for these scumbags through higher premiums, and then lose your no claims bonus too and pay the excess when it's not your fault?

rog2

in_over_my_head wrote:

Yep - everyone's telling me that I'm too soft (probably right )

This lad was a bit of a chav to be honest, and his dad obviously thinks he's a bit of the hard-man... but I really think that he's just trying to protect his son, he spoke to me quite nicely and there was no shouting or threats or anything when I pointed out that the police were actually at the scene and that the insurance co already had his name.

My friends do tell me that I have this unfortunate way of always seeing good in people, but in this case I do think that he was just clutching at straws trying to keep his kid out of trouble...

Actually, I also like to see, or at least look for, the good in other people. As the police are now well and truly involved then you would not be doing this lad, or yourself, any good by effectively committing perjury. He is not going to be locked up and I doubt whether the fine, or points, will cause him any lasting hardship, but it could teach him a valuable lesson and, maybe, change his attitude for the better.