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Credit report - quick question
gemstar_2
Posts: 103 Forumite
I have obtained my credit report and in regards to my current account I saw a few things I didn't understand. I will paste it below and then put my question after it!!
Name and address: MRS x x x x x x x
x x x x x x x x x x x x x
Date of birth: x x x x x x x x
Company name: ABBEY NATIONAL BANK ACCOUNT
Account type: Current Account
Special Instruction Indicator: Arrangement
Special Instruction Start Date: 01/2003
Special Instruction End Date: 02/2003
Started: 09/02/2000
Overdraft Balance: £259
Overdraft Limit: £800
File updated for period to: 12/11/2006
Status History: 0000000000000000000000
(brackets indicate most recent status) []
Summary of Payment History: In last 36 months, number of status 1-2 is: 0 number of status 3+ is: 0
What does the bit that says "special instruction Indicator : Arrangement " mean?? What dothe special insruction start and end dates mean?
This isn't on any of my other accounts? Is it anything to worry about ? As far as I am aware I haven't had any arrangements with Abbey ????
Name and address: MRS x x x x x x x
x x x x x x x x x x x x x
Date of birth: x x x x x x x x
Company name: ABBEY NATIONAL BANK ACCOUNT
Account type: Current Account
Special Instruction Indicator: Arrangement
Special Instruction Start Date: 01/2003
Special Instruction End Date: 02/2003
Started: 09/02/2000
Overdraft Balance: £259
Overdraft Limit: £800
File updated for period to: 12/11/2006
Status History: 0000000000000000000000
(brackets indicate most recent status) []
Summary of Payment History: In last 36 months, number of status 1-2 is: 0 number of status 3+ is: 0
What does the bit that says "special instruction Indicator : Arrangement " mean?? What dothe special insruction start and end dates mean?
This isn't on any of my other accounts? Is it anything to worry about ? As far as I am aware I haven't had any arrangements with Abbey ????
0
Comments
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Think that just means it's an ongoing arrangement, ie not a debt as such.. just as account that is ongoing.Total 'Failed Business' Debt £29,043
Que sera, sera.
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gemstar wrote:What does the bit that says "special instruction Indicator : Arrangement " mean?? What dothe special insruction start and end dates mean?
This isn't on any of my other accounts? Is it anything to worry about ? As far as I am aware I haven't had any arrangements with Abbey ????
You could always ask the Abbey, gs.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
gemstar wrote:They scare me!!!!!!!!!!!
I know what you mean gs - but you do have a right to know what any entry they have made on your CRA file means. If you don't fancy ringing them, why not write instead? :beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
I might do that!
I am currently waiting on all my bank statements to come through to claim back what I reckon must be thousands of pounds worth of charges and so I am trying to keep my head down!
Rog2 - everytime I come on here to ask a question you are always here to help!!! Many Thanks!!!0 -
gemstar wrote:Rog2 - everytime I come on here to ask a question you are always here to help!!! Many Thanks!!!
My wife says I spend too much time here as well. :rolleyes:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
I think we should form a club - my husband thinks I spend all day on here. He is not quite right but I am on this site a great deal.0
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