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Merry Christmas all fellow DFWs!

Hi All,

Well, what a year I have had and a lot of you will feel the same. I don't like being in debt - non of us do but as many of you are aware from my thread on here, that my debt was not my fault and even though it is gone now, this is the time when we are feeling it the most.

Right now I barely have enough cash to get me through the week - we don't get paid until 15th. Still, the debt is almost gone - there is only the mortgage now and that was there before - it is just that little bit bigger now. My kids are still getting spoilt rotten this Christmas - they deserve it being babies for such a short time!

So, even though I am a little short, I can still express my heartfelt Christmas Wishes to my fellow DFWs and wish each and every one of us a much more prosperous 2007!

Cheers to you all!

Kat.
3 kids(DS1 6 Nov, DS2 8 Feb, DS3 24 Dec) a hubby and two cats - I love to save every penny I can!
:beer:

Comments

  • Merry christmas (TBH I feel misrable) but hey it is christmas so have to smile.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • babes21
    babes21 Posts: 1,665 Forumite
    Merry Christmas to you too, i wish everyone all the best in 2007 xxx
  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    merry christmas, and here's to a better new year for ALL of us!
    broken hearted whats up?
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • 2007 will be a great year.
    Cattie nothing much just the normal ups and downs. Wish it was summer in the garden with a glass of wine.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • elona
    elona Posts: 11,806 Forumite
    10,000 Posts Combo Breaker
    After three deaths , three serious illness and two operations in the family this year I cannot wait for 2007.

    Happy Christmas to everone.

    Things can only get better - or is that tempting Fate - lol;)
    "This site is addictive!"
    Wooligan 2 squares for smoky - 3 squares for HTA
    Preemie hats - 2.
  • elona wrote:
    After three deaths , three serious illness and two operations in the family this year I cannot wait for 2007.

    Happy Christmas to everone.

    Things can only get better - or is that tempting Fate - lol;)

    Oh bless...elona...let's hope 2007 is a better year hey!

    Best wishes to everyone...take care and have a good'un;)
  • I love christmas,today bought home to me how special life is,DH and I spent the day,just the 2 of us,in the city,nothing unusual you may think,but this was the 1st time in a year it has been just the 2 of us,we sat watching the world go by in Starbucks,people looking harassed with armfulls of gifts,a man chasing his market stall showing the crack of his bottom in the wind,lifes simple pleasures.We strolled hand in hand looking in the shop windows,we spent £30 on all the gifts,we spoke about our past terrible year and both agreed that we don't want the worry of debt to hang over us at this time of year and that what we want most is to be together,happy.
    We are not buying presents for eachother and the kids won't get much,but boy this christmas WILL be special.
    I wish everyone a happy Christmas and a prosperous new year!
    Thanks everyone for the support you have given.
    LIH
    Debt at highest £102k :eek:
    Lightbulb moment march 2006
    Debt free october2017 :j
    Finally sleeping easy in my bed :A
  • taxi73
    taxi73 Posts: 20,815 Forumite
    May I also wish you all a merry christmas and a happy new year and a more prosperous 2007...livinginhope you really summed up what life is about ...family and health are more important than anything else...elona a special hug for you as well..sorry to hear of your terrible year...and here's wishing we are relieved of most of our debt by next year
  • Kazonline
    Kazonline Posts: 1,472 Forumite
    Living in hope, your post made me smile (especially re the market trader).
    Hi Guys, well whether I like it or not Christmas is officially approaching in our house! Bullied into getting the trimings down last night (I wanted to wait until I was more cheerfull) I got up this morning to find that my youngest little darling had been spreading the joy (ornaments) around the house allready!
    I was very touched by the programme 'what the world needs now' this morning. While I don't usually watch this kind of programme it made me realise how well off me and my boys are realy are.
    Spent the rest of the day dancing around the living room to the old faithfull christmas hits tape while finishing the triming up.
    Merry Christmas everyone, and many wishes for a fantastic new year.
    Kaz x
    January '06 Grocery Challenge (4th - 31st) £320.
    Week 1 - £73.99 Week 2 £5.10 (so far :p )
    Someone burst my bubble and I lost the plot so no idea what I spent now... :(I will try to work it out.
    Other Jan :- Petrol £20.41, Clothes £8.50, House £3.
  • I love christmas,today bought home to me how special life is,DH and I spent the day,just the 2 of us,in the city,nothing unusual you may think,but this was the 1st time in a year it has been just the 2 of us,we sat watching the world go by in Starbucks,people looking harassed with armfulls of gifts,a man chasing his market stall showing the crack of his bottom in the wind,lifes simple pleasures.We strolled hand in hand looking in the shop windows,we spent £30 on all the gifts,we spoke about our past terrible year and both agreed that we don't want the worry of debt to hang over us at this time of year and that what we want most is to be together,happy.
    We are not buying presents for eachother and the kids won't get much,but boy this christmas WILL be special.
    I wish everyone a happy Christmas and a prosperous new year!
    Thanks everyone for the support you have given.
    LIH

    I feel very much the same!

    The last year has been hard at times but the knoweldge that i am doing my very best to sort out my debts is really the best gift i could ask for!
    I cant even express the relief i now feel.

    I know i am still a way off being debt-free but coping for the past year has made me realise that i CAN do it!!!

    I'm feeling all christmassy now!

    Hoipe everyone has a fab Christmas! Enjoy the time with your family and friends, it doesnt have to be about money!
    Lightbulb moment = January 2006 :idea:

    Total debt March 06 = £22,207 _pale_

    Estimated debt free date = 2010
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