We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Renting a Room Housing Benefit

Hello,
I am going to rent a room and claim housing benefit (shared room rate). I am a 23 year old male. However the house is a rented 3 bedroom, where a mother and daughter live who are also claiming benefit (housing benefit etc). If I move in and claim housing benefit at the same address, will the landlords (mothers) benefit be affected?

Any help would be greatly appreciated.

Kind Regards

Comments

  • Perr
    Perr Posts: 125 Forumite
    Yes it would affect them it would be classed as Sub Letting.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is the daughter (or the mother if she's lucky) your gf?
    That'd also affect the overall claim maybe, if it were deemed that you/she were living together.

    Housing benefit would be paid at the appropriate LHA rate that is relevant at the time of the claim. You moving in could cause all sorts of issues, which nobody could explain unless the full details were known. e.g. if it's a 2-bed now and it's your gf; if it's a 3-bed and they're just random strangers to you.
  • Kraze
    Kraze Posts: 9 Forumite
    Thanks for the replies. It would only be subletting if she moved out and rented it to me, I would be classed as a lodger because she will be living there. They are strangers to me. It is a 3 bedroom house, one bedroom is the mothers, one is the daughters, and the 3rd would be the one I rented.

    So if I claimed housing benefit for the rented room, this will affect her housing benefit?
  • terryw
    terryw Posts: 4,396 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    OP,

    In order to assist we need more information.

    1. Are you a partner of either of the females?
    2. Are you related to either of the females.
    3. What benefits (apart from HB, that you've mentioned) do the females receive?
    "If you can bear to hear the truth you've spoken
    Twisted by knaves to make a trap for fools"
    Extract from "If" by Rudyard Kipling
  • diable
    diable Posts: 5,258 Forumite
    It could be classed as income for her and her benefits will drop, maybe.......
  • Kraze
    Kraze Posts: 9 Forumite
    Terryw, I am not a partner of either females, I am not related to either females, the mother is receiving housing benefit, income support, child tax credits and child benefit. I am on JSA. I know the easiest answer is to 'get a job', I am trying my hardest to do this.

    The mother is 26 and the child is 3 years old.
  • RAS
    RAS Posts: 36,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You may struggle to get the benefits people to accept that you are not partners. if she wants get a lodger, she would be better off picking a woman.

    The money you give her will be counted as income. It is not taxable but will reduce the benefits she receives. She will need to make a new application for CTB based on your low income (JSA).
    If you've have not made a mistake, you've made nothing
  • diable
    diable Posts: 5,258 Forumite
    Kraze wrote: »
    Terryw, I am not a partner of either females, I am not related to either females, the mother is receiving housing benefit, income support, child tax credits and child benefit. I am on JSA. I know the easiest answer is to 'get a job', I am trying my hardest to do this.

    The mother is 26 and the child is 3 years old.

    Ok we have that out of the way.

    I know if a person has there own home and rents a room out and is allowed £5200 per year tax free (I think thats the amount) but if someone is claiming housing benefit i.e. having her house paid for and council tax paid for (single persons allowance as only one adult living in the property) then I am not sure what affect this will have as council tax will increase by 25% so the council will have to pay more in benefits............
  • Kraze
    Kraze Posts: 9 Forumite
    Thankyou for explaining. Basically it is a no go if its going to affect her benefits in any way. I better get job hunting! Thanks
  • hcb42
    hcb42 Posts: 5,962 Forumite
    I just read a similar thread only with Dad being the other tenant...... who exactly do you live with?

    I dont think this strategy is going to work for you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.