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Re-claiming PPI and it's effect on my credit status?

Burnt_Angel
Posts: 5 Forumite
in Loans
Hi
First, couldn't seem to find a way to post this on the reclaiming forum as it says 'thread closed'! Perhaps i was looking in the wrong place. sorry.
Question 1;
If i was to try and reclaim my ppi from a loan that was closed 2 years ago (closed by taking another consolidating loan (no insurance)), how would this effect my credit rating or current loans/cards etc? or taking out a loan/mortgage/credit card in the future??
Question 2;
I'm sure I saw letter templates on this site a while back, but can't seem to find them now! Have they been removed?
The closed loan (for which i would be re-claiming) was with RBS. My current loans/cards/accounts are with Lloyds.
Any advice and info would be appreciated.
Many thanks
Burnt Angel
First, couldn't seem to find a way to post this on the reclaiming forum as it says 'thread closed'! Perhaps i was looking in the wrong place. sorry.
Question 1;
If i was to try and reclaim my ppi from a loan that was closed 2 years ago (closed by taking another consolidating loan (no insurance)), how would this effect my credit rating or current loans/cards etc? or taking out a loan/mortgage/credit card in the future??
Question 2;
I'm sure I saw letter templates on this site a while back, but can't seem to find them now! Have they been removed?
The closed loan (for which i would be re-claiming) was with RBS. My current loans/cards/accounts are with Lloyds.
Any advice and info would be appreciated.
Many thanks
Burnt Angel
0
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