We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Urgent advise please?

I just posted over on Debt Free Wannabe. I wondered if anyone here can help.

I owe a family member just under £4000. She needs it back asap and is expecting it any day now. Is there any possible way i can get a loan or something similar, with a bad credit rating?

Comments

  • ~Beanie~
    ~Beanie~ Posts: 3,043 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Probably not. How bad is 'bad? Do you have CCJ's or defaults?
    :p
  • ChennyM
    ChennyM Posts: 53 Forumite
    Just a thought.

    There are probably payday loan type places local to you. They will charge HUGE interest rates which will saddle you with even larger debts.. Good luck..
  • I dont have CCJ or anything, but i have missed payments. I know it cant be good.

    I realise that it will probably screw me up further in the long run, i understand how it works. But it doesnt change the fact that i am desperate right now and need something.

    Does anyone know where i can apply to?
  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    what do your credit records actually say?

    what's your income

    what other debts do you have
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.