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BCW Legal notification Advice please!!
andycuk
Posts: 61 Forumite
Morning
I hav an outstanding debt with lloyds which I believe is SB I have been chased for past 7 months by AK offering me big discounted F&F for settling the account. Advice from was told to ignore the letters as was a fishing trip as AK buy SB debts and attempt to enforce them, which I did.
Today I have recieved a letter from BCW stating legal notification and telling me that despite repeated requests for payment blah blah blah and now documents can be prepared for the issue of a claim against you in your local court.
They go on to ask me to call them to make payment or offer monthly DD payments and have enclosed a DD mandate.
Now do I continue to ignore this or do I send the SB Template letter. I am 99% sure it is SB but if I send the letter and its not, have I then acknowledge the debt?
As alway very grateful for your help & advice
Andy
I hav an outstanding debt with lloyds which I believe is SB I have been chased for past 7 months by AK offering me big discounted F&F for settling the account. Advice from was told to ignore the letters as was a fishing trip as AK buy SB debts and attempt to enforce them, which I did.
Today I have recieved a letter from BCW stating legal notification and telling me that despite repeated requests for payment blah blah blah and now documents can be prepared for the issue of a claim against you in your local court.
They go on to ask me to call them to make payment or offer monthly DD payments and have enclosed a DD mandate.
Now do I continue to ignore this or do I send the SB Template letter. I am 99% sure it is SB but if I send the letter and its not, have I then acknowledge the debt?
As alway very grateful for your help & advice
Andy
0
Comments
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Up to you whether you write or not.
If you do, then a template is here:
http://forums.moneysavingexpert.com/showpost.php?p=34906201&postcount=2
It specifically states that:
"I do not acknowledge any debt to you or any other company or organisation that you claim to be representing."
Or if you want to be super cautious, there is this as an alternative:
http://forums.moneysavingexpert.com/showpost.php?p=34906257&postcount=5Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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