insurance claims

niggle_2

So, some idiot on a cycle can't stop on a hill and runs into the back of my nice new stationary Audi and leaves a big dent. Turns out there's a good chance that my insurers won't be able to recover the loss because he's unlikely to be insured. This of course makes me non too happy. What's the best way to take this forwards, save my excess and my no claims?

Thanks in advance.

trafalgar_2

Get an estimate for the damage and hand them the bill :-/

if they won't pay take them to small claims court

scheming_gypsy

hunt him down and kick his teeth out, won't get your car repaired but you'll feel loads better.