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Credit agreement Cancell Extended Warranty

Hi All,

I am new to the forum so I apologise if this is in the wrong section, I have had a credit agreement with Creation for the past 20 months and with this loan agreement I took out an extended warranty. With this being the first car I had ever bought on finance I was not sure how all this worked.

I have missed the service that makes the warranty void and I do not want this warranty any more. I have tried countless times to cancel the warranty and they tell me I can’t. So now I am paying for something I do not have.

Could anybody shed some light on this for me, where do I stand can I cancel?

Thanks everyone.

Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Its your fault you breached the t&cs, you may also find you have broken your loan agreement also.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • loopy.magic
    loopy.magic Posts: 238 Forumite
    It really depends on what the agreement states, from your original post it sounds like the warranty is part of or built into the loan agreement, did you sign 2 agreements (one for the loan and one for the extended warranty?) Read the agreement(s) you signed all the way through, somewhere it will state whether or not you're able to cancel
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