where can i find a loan for bad credit

jigsaw1234

i have run into a bit of trouble with finances and im looking for a loan the trouble is i dont have the best of credit. where will i find a payday lender who is likey to accept me ive tried wonga and they said no

chalkie99

Wonga have said No ?

That is serious!:eek:

You'll need to give a few more details, e.g. are you employed, wages, outstanding debts, etc, etc.

fozmcfc

Unless it is a one month emergency and lack of money, then you should definately not even consider a payday loan as if you don't have the money, the charges and interest will be horrendous.

You really need to post more details of the situation to get the best advice, but definately avoid payday loans unless absolutely neccesary and only if you can pay it back ontime and not have to take out another one the next month.

jigsaw1234

im employed full time i currentley take home about £1000 a month i have an outstanding loan with provident £500 and a credit card with capital one with a balance of £150

CH27

Payday loans are very bad news. Stay away from them.

Post up your SOA on the debtfree section & people will advise you.

Tixy

How much did you want to borrow and what do you want the money for?
Do you no why wonga have said no? have you borrowed from them before and had trouble repaying?

If wonga won't lend you may well find other payday loan companies are the same.
As others have said be very very cautious of taking out payday loans - what will have changed about your finances next month that means you'll be able to repay the payday loan? (as well as your other outgoings etc)

geoffky

More DEBT to pay off DEBT..Are you mad..?

queenofstars

If you are experiencing a financial hardship, you may not pay great attention to the fine print. Payday loan lenders capitalize on this. The lenders make the availability of the instant payday loan very appealing. If you are struggling to keep your lights on and don't have a dime insight, the statement "money is deposited with 24 hours...NO credit check" sounds very appealing. What the payday loan lenders do NOT focus on is the high fees associated with these loans. Most payday loans are accompanied by a $10 to $100 weekly fee. This can add up to almost a %400 percent interest rate. Now tell me, no matter what your financial hardship is, is it worth 400% interest? I would suggest you to stay away from Payday Loans.

KingElvis

Big Ron lends at 250% secured on bodily parts.

masterlumps

where can i find a loan for bad credit

you wont.