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Provident fresh start after default

develash84
develash84 Posts: 468 Forumite
Part of the Furniture 100 Posts Combo Breaker
in Loans
Hi,

Trying to sort out my debt (cleared 3 in past few months).

I have currently started a fresh start loan with provident which I failed to pay back due to many reasons - mainly my own stupidity- so the loan I am paying back is the dafulted loan.

Now on my credit report it states:

Provident (default)

(same loan) Provident fresh start

What I am wondering is, can i get the defaulted or the new entry of the provident loan removed from my credit report?
Clearing debts one step at a time.

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    If they are a statement of fact, on what grounds would you expect them to be removed?
  • develash84
    develash84 Posts: 468 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi,

    Thanks for reply. I didnt think I did have grounds to have it removed. I just wasnt sure so thought I would ask those in the know.

    Thanks anyway.
    Clearing debts one step at a time.
  • chanz4
    chanz4 Posts: 11,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    isnt the fresh start loan on different terms, also a different agreement?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • develash84
    develash84 Posts: 468 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    yes you are right it is on different terms and a different agrrement, just didnt know if thre was anything that i could do.
    Clearing debts one step at a time.
  • chanz4
    chanz4 Posts: 11,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    nope afraid not
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • develash84
    develash84 Posts: 468 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Ok. well thank you for your help anyway.
    Clearing debts one step at a time.
This discussion has been closed.
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