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Bad Credit Joint Mortgage
friendlybeard
Posts: 4 Newbie
Hello all,
My fiancee and I would like to get a joint mortgage sometime next year. She has an good/excellent credit rating, whereas I do not; I have a couple of defaults on my credit report plus some late payments. The defaults will hopefully clear in December 2012, but we'd rather not wait that long.
I will be a fully qualified social worker this year, hopefully with a job! Starting wage £25,000. My fiancee will be on £21,000.
We're looking to borrow around 144,000 with a deposit of 16,000.
Questions are, can we get a joint mortgage? If so how?
Many thanks for reading!
Rob
My fiancee and I would like to get a joint mortgage sometime next year. She has an good/excellent credit rating, whereas I do not; I have a couple of defaults on my credit report plus some late payments. The defaults will hopefully clear in December 2012, but we'd rather not wait that long.
I will be a fully qualified social worker this year, hopefully with a job! Starting wage £25,000. My fiancee will be on £21,000.
We're looking to borrow around 144,000 with a deposit of 16,000.
Questions are, can we get a joint mortgage? If so how?
Many thanks for reading!
Rob
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