Car Finance Help?

kurty999

Hi recently hopeing to finance a car i have a £1000 deposit but i dont have a very good credit rateing will this affect me? and also can any 1 help with advice?

Kind regards:cool:

BugsyBrowne

kurty999 wrote: »

Hi recently hopeing to finance a car i have a £1000 deposit but i dont have a very good credit rateing will this affect me? and also can any 1 help with advice?

Kind regards:cool:

Well no good looking for finance off the likes of carlyle car finance and santander car finance as these both require good credit rating.

Think you may have to go down the route with high interest car supermarkets, but be warned you will pay.

kurty999

Thank you appricated!

Apples2

I hope you understood star-fire..... YOU WILL PAY, I mean pay dearly for this loan from these type of places.

Why not spend your £1,000 on a car and save yourself literally thousands of pounds?

svc7

Depends where your based. If your near the South go with CarGiant based in White City, London.
I havn't got good credit rating and got a great deal

Forwandert

kurty999 wrote: »

Hi recently hopeing to finance a car i have a £1000 deposit but i dont have a very good credit rateing will this affect me? and also can any 1 help with advice?

Kind regards:cool:

You have enough to buy a car, if you have bad credit just buy what you can afford.

mambo69

I agree with Apples2 and Forwandert just get a car for less than £1000 and work on getting your credit better by not having a massive loan

ingey.uk

you can get a half decent car for a grand then save towards the next one
to be honest ia family size car with a years mot its worth a minimum £500 so your on a winner if that makes sense so when you have saved another couple of grand you wont loose much
my old car lasted 9 months before it was murdered by a woman driver in a head on crash
it was a p reg kia it cost me £300 i drove 20,000 mile so it was a bargain as insuarance paid £450 + keep the wreckage as "insurance company said it was worth nothing to them i have 175 reasons to differ lol"

Fifigrace

ingey.uk wrote: »

my old car lasted 9 months before it was murdered by a woman driver in a head on crash
"

A woman driver? That must have been so much worse for you than if it had been a man.

paddyrg

Buy a £1000 car and save yourself the costs and charges? They will be high if your credit record is poor.

How much are you paid, how much do you want to borrow, how much debt do you currently have, and why is your credit history poor? These will all play a massive factor in your loanability!

misssmcc

Fifigrace wrote: »

A woman driver? That must have been so much worse for you than if it had been a man.

just imagine, all those shoes and handbags flying everywhere.