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Ayway to get a "free" loan for 3 months.

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Hi i looking to buy a new kitchen and the man does not take CC which i was planning to do as i havw 0% is there any other way i can do this and still not pay any interrest?

ill have the full money in 3 months so dont want the hastle of getting a bank loan and all that comes with it.

Comments

  • Bokken_2
    Bokken_2 Posts: 657 Forumite
    If you or your partner are students you can get a Career Development loan they are 0% for two years no fees.
    Apply for another card like A&L,Mint,Virgin that allow you to SBT the money to your bank account and pay for your kitchen straight from your bank either with cash or cheque.There is a Balance Transfer fee involved unless you get them to drop it.
    Liverpool and Victoria do loans with a 60 day cooling off period and no fee,apply for the loan and hand the money back before the 60 days are up.
    That any good to you?
  • Halifax let you defer the payment of their fixed term loans for the first three months. However the only downside is you would have to pay the interest in the deferred payment period when settling early.
  • I think the only way not to pay any interest is to buy the kitchen in 3 months time when you will have the money.

    If the man is saying that he can only do you this price now then he is probably conning you.
  • Phoenix79_2
    Phoenix79_2 Posts: 1,434 Forumite
    I agree with ejones. Wait three months and have it done when you have the money.
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