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  • I used to work for WF and I would really really urge you not to get the loan.

    Their interest rates are so high, they have loads of hidden T&C's and if u miss a payment they literally will come knocking on your door.
  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    Its for £2000 and the apr is 60%
    Noooooooo.
    Run a mile.
    Don't consolidate.
    Get on the DFW board.
    60% won't do anything for you except make the debt bigger.
    Happy chappy
  • asandwhen
    asandwhen Posts: 1,407 Forumite
    If you desperately want a loan then try Black Horse before these guys - Black horse specialise in sub prime unsecured loans and the apr will be around 20% instead of 60%.

    But if I was you id contact the C.A.B and get a payment plan set up - if your credit rating is shot anyway.

    *****DONT TAKE THIS LOAN*****
  • I have had loans with them before and I agree their interest rates are high but I have had credt problems and they have helped me. I never found them difficult to deal with and I always made overpayments so I cleared the loan sooner. Just my own experience....
    THE LONG AND THE SLOW ROAD SEEM TO APPLY TO DEBTS AND DIETS... THE TWO THINGS I WANT TO SEE THE BACK OF...:D
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