Welcome Finance- Any experience

be11y

I used to work for WF and I would really really urge you not to get the loan.

Their interest rates are so high, they have loads of hidden T&C's and if u miss a payment they literally will come knocking on your door.

tomstickland

Its for £2000 and the apr is 60%

Noooooooo.
Run a mile.
Don't consolidate.
Get on the DFW board.
60% won't do anything for you except make the debt bigger.

asandwhen

If you desperately want a loan then try Black Horse before these guys - Black horse specialise in sub prime unsecured loans and the apr will be around 20% instead of 60%.

But if I was you id contact the C.A.B and get a payment plan set up - if your credit rating is shot anyway.

*****DONT TAKE THIS LOAN*****

georgiasmum

I have had loans with them before and I agree their interest rates are high but I have had credt problems and they have helped me. I never found them difficult to deal with and I always made overpayments so I cleared the loan sooner. Just my own experience....