Can't get credit :-(

wtpfc11

Wish I knew this poster, I'd love having that much spent on me for birthdays and xmas:-)

littleowl

Hello,
I know you are getting some pretty harsh replies - and I understand why - BUT I don't think you need a loan, I believe you need to change your mind set.
You have a very good monthly income. At 25 years of age it is likely that the decisions you make now will probably affect the rest of your life. If you want to have some peace of mind in the future and not rely on credit to fund your life style then take some time out in a quiet corner and THINK. Believe me - the things you THINK you NEED you probably do not. If you have confidence in yourself you do not NEED to keep up with your peers. Try being an individual and opt out of the cycle you have got yourself into.
I know this will probably fall on deaf ears but please try and stand aside from the self which relies on credit and think how great it would be not to depend on loan sharking companies, to be able to cover your monthly expenses yourself and - revolutionary idea - perhaps even save some of that high income for the future.