SOA & Bankruptcy

bluezone

Yes I agree Jellycat, you may louise be able to keep all these things I'm just suggesting what could happen so that if you get to keep them its a bonus!

I hope you get on well and keep us posted on you situation x

lou031205

Planned SOA Post-bankruptcy:

Income
Ben (Full time) £1235
Tax Credits: £128.13
Housing Benefit: £202.69
Child Benefit: £75.82
Total Income: 1641.64

Expenditure:
Rent £600
Household Shopping £260
Council Tax £114
My Car insurance £35.99
Ben's Car Insurance £11.41 (work in opposite directions, so two cars needed)
Electricity £47.57
Electricity arrears £15.00
Mobiles £30.00
Home phone/ internet £[STRIKE]47.34[/STRIKE] TalkTalk unbundled my area!! £20.99
Water waste £16.50
Water supply £8.43
Home insurance £12.00
Union membership £14.50 (nurse, so essential)
Tv Licence £11.00
Top up TV £7.99
Pet Insurance £28.15 (Petplan, dog has long-term condition, so can't go for cheaper option)
Car Tax Ben £16.04
Car Tax me £16.04
Petrol Ben £69.33
Diesel Me £86.67
Mot Ben £4.17
Mot me £4.17
Professional registration £3.58
Clothes £60.00
Holiday £60.00
Dentist £5.17
Optician £11.67
Incidentals £40.00
Christmas/Birthday £20.00
Car Maintenance £40.00

Total non-debt expenditure: [STRIKE]£1697.19[/STRIKE] £1670.84

Income vs Expenditure: £1641.64- £1670.84 = £-29.20

Ok, so managed to order new talktalk package ~ £21 vs £48!