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Car loan when already in HP loan

malcolmhire · 2011-05-07 18:16:18

Hi, Basically I've had an HP agreement with Welcome Car finance for the past 2 years. I got a car from them as I had just finished uni with not the best credit record. Anyways I'm wanting to get a new car now as I want something a bit better than what I have. So I am wanting to terminate the HP agreement as I've paid back…

Comments

YorkshireBoy Posts: 31,541 Forumite

9 May 2011 at 5:09PM

Experian_company_representative wrote: »

These flags don't affect credit scores.

Your own Experian "scores"?...or the ones the lenders use in their assessment of risk/lending criteria?

If the latter, how do you know? (I appreciate that's a leading question )

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