Fixed rate finished help

jfk36

Hi my fixed rate mortgage is finished and i am currently under DAS my question is can i look for a new fixed rate or will the companies not touch me when im under DAS. Want to try get sorted before the interest rates start going up thanks.:D

kingstreet

Forgive my ignorance, but what's DAS?

Not the legal expenses insurer I normally associate with those letters?

jfk36

Sorry DAS is a debt arrangement scheme

kingstreet

Right. I get it. A Scottish scheme to give debt relief to borrowers.

It's highly unlikely you'd get a new mortgage from a new lender, but there's nothing to stop you asking your current lender for details of product transfers they have available to existing borrowers coming off fixed rates.

Many lenders don't re-underwrite something like this as they are already holding your mortgage and particularly if you're not asking for more money.

Worth a call, or check the lender's website for "products for existing borrowers not moving home" or something similar.