It is worth taking out insurance

BASBAL

Hi

First time user of the Forum and posted this somewhere else as couldn’t find the right thread but have worked out how to start a new one - sorry!!

TAKE OUT INSURANCE, we are a good example of why you should.

We had to take out wedding insurance as we needed Public Liability Cover. We did a mix and match option with Ecclesiastical (assume I can mention them as you have quoted them in your examples?) and took the "Failure to Supply" option. Then the wedding shop supplying all the outfits except the bride's and lots of other costly things shut down. The owner wouldn't give us our money back or offer the goods and refused to go bankrupt or into liquidation. Our bank confirmed we would get our money back under the Visa Chargeback scheme but only after the wedding as until that date the shop still had time to supply, in theory.... Then we were told that the shop had filed for liquidation. I rang Ecclsiastical and within a week the full amount we had lost (minus a small excess) was in my account. Not only that they have also paid up any additional costs for getting the same services replaced. So what could have been a nightmare (and was for three months) was made so simple by the lovely staff at Ecclesiastical. If you are spending money, and who isn’t? take out insurance. The amount we paid was nothing when you think of all the other money spent and it has made a HUGE difference.

PS if you do mix and match check what your household insurance covers, no need to pay twice.

shellsuit

Yes, it's always worth having insurance!

Thanks for sharing your story and welcome to MSE!

fawny

Thanks,

am doing mine this weekend:D