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2nd Loan - what's best?

YogaMama
YogaMama Posts: 1 Newbie
in Loans
Hi Everyone - I'm new to the forum and wondered if anyone can advise about my loan situation. I borrowed £2K from my bank a few months ago and I now need to borrow the same amount again. Unfortunately they won't increase the loan I've got- probably because it's so new. My credit rating is fine so I don't want to risk that by having a loan declined. It would be unsecured as i don't have a home to borrow against. Any thoughts or advice? Thanks :)

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    you have forgotten to tell us how much you earn, how much your total debts are, whether you use your overdradft, whether you are on the electoral roll , what you credit records say about you
  • Tixy
    Tixy Posts: 31,455 Forumite
    Plus your credit rating won't be at risk from having a loan declined. All it would mean is an extra credit search on your credit file.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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