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Mortgages - Poor Credit - Which Bank?

chewbakka
Posts: 3 Newbie
Hello,
I have heard that certain banks do not care about late payments on Mobile phone contracts or defaults older than 2 years old, etc.
For example, HSBC are supposed to be hard-going on even 1 late payment.
Is it possible if we could get a list together of which banks are most likely to give a mortgage with someone with poor credit?
I have heard that certain banks do not care about late payments on Mobile phone contracts or defaults older than 2 years old, etc.
For example, HSBC are supposed to be hard-going on even 1 late payment.
Is it possible if we could get a list together of which banks are most likely to give a mortgage with someone with poor credit?
0
Comments
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If you have credit issues you really need to speak to a whole of market broker.
A list of lenders will not help. You need to get to the correct lender which would involve a full fact find.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
ignore defaults from mobiles, and ones older than 2 years ?
that will be kensington, who don't deal direct
follow the advice above and find an experience whole of market broker
you will almost certainly require a 20%+ deposit at the very leastIt's a health benefit ...0
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