Getting car finance

cinders26_2

Hi there

Me and partner need to get a new car as ours is on its last legs and with doing far to many miles a day/week we need a reliable car.

we are looking at finance on a 5-6k car which frees up some cash for a cheaper 1k 2nd car as we are struggling on one car with work etc.

i have 2 overdrafts but both are clear and i am not in either of them as of yesterday total 1600 i have a cc of 500 but again clear as of yesterday.

we have our joint mortgage and joint loan and that is it, all of these have always been paid ontime and never missed, will my cc and overdraft affect getting the finance?

thanks