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Need a loan

JonathanO_2
JonathanO_2 Posts: 19 Forumite
Of about £4000 as i owe alot of money to people..., what would be the quickest possible way for me to get a loan?

Thanks

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    you've forgotten to tell us your income
    your total level of debts
    what your credit files say about you
  • The_Matelot
    The_Matelot Posts: 114 Forumite
    Apply online with your bank. Every other loan lender will probably do it via paperwork (i only say as tesco did for my loan in september and i know sainsburys do) if your bank says no then your gonna struggle getting one quickly mate
    Fleet Air Arm - 800 NAS - *Nunquam Non Paratus*
    Showing the 'Crabs' how its done for over a hundred years!
    Tesco loan, £4,000 over 3 years - £138 p/m
    6 months 0% bicycle finance - £60 p/m
  • Dave101t
    Dave101t Posts: 4,157 Forumite
    his post tells us all we need to know. hope your not too fond of your knee caps.
    Target Savings by end 2009: 20,000
    current savings: 20,500 (target hit yippee!)
    Debts: 8000 (student loan so doesnt count)

    new target savings by Feb 2010: 30,000
  • Apply online with your bank. Every other loan lender will probably do it via paperwork (i only say as tesco did for my loan in september and i know sainsburys do) if your bank says no then your gonna struggle getting one quickly mate

    Just tried to do it online with my bank which is barclays and it says you can't apply online blah blah do you want to look for a local branch.

    For the other poster i earn £1600 a month roughly, next 2 months i will probably get £2000 per month, I have had a loan in the past which i paid back early.
  • chalkie99
    chalkie99 Posts: 1,618 Forumite
    Part of the Furniture Combo Breaker
    In January you owed £1500 and wanted a loan to pay back at £200 per month.

    Instead of taking advice in your earlier thread you seem to have increased your debts quite rapidly to £4000.

    As you were unable to get a bank loan when you needed £1500 then the likelihood of borrowing £4000 is a distant dream.

    I would suggest posting on the debt free wannabe section of the forum where you can fill out an SOA (Statement of Affairs) and actually see in front of you, in black and white, where your money is going.

    Someone may be able to help you reduce your living costs somehow because at the moment you seem to be sliding into worse debt.
  • paddyrg
    paddyrg Posts: 13,543 Forumite
    Do you need the full 4k right now, or could you get your employer to advance you a grand against the next 2 months? If your credit history is clean go back to the bank in person on Tuesday. Frankly anyone who will lend you money before Tuesday is going to be trouble.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Try Barry the Baptist, he lends at resonable rates and the loans are fully backed by Hachet Harry.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • sharpy2010
    sharpy2010 Posts: 2,471 Forumite
    What I always find quite humorous is that anyone who titles their thread "Need a loan/Urgent Loan Needed/Desperate for money" etc etc, has almost ZERO chance of actually getting it!
  • Apples2
    Apples2 Posts: 6,442 Forumite
    JackHomes wrote: »
    Well, the best way to find the loan is going online...

    Not here to spam us with your housing nonsense by chance are you Sherlock?
  • Clive_Woody
    Clive_Woody Posts: 5,902 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Apples2 wrote: »
    Not here to spam us with your housing nonsense by chance are you Sherlock?
    I very much suspect he is judging by the link in his profile.

    :D
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
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