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Do you keep a spending diary?
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I've got spreadsheets on my laptop.
Also have a bank account app on my IPOD where I note everything that goes in or out of my accounts/card
plus another app that records everything I spend my money - really useful cos my accoutn app shows how much I spend, say, in Mr T, but the othe app splits up the shopping into different categorirs (eg. food, household, pets etc).
Without my ipod app I don't think I would have managed to keep up with my efforts to become an MSE-er!0 -
canidothis wrote: »:j:jIm so chuffed, 3 weeks ago I created a spreadsheet for my 16 year old Daughters income and outgoings, she only works part time as a waitress but has many wishes-driving lessons, glastonbury, clothes and makeup!:(
I thought it would be an uphill battle to get her using the spreadsheet but this morning (after being paid last night) I found her on the laptop using the spreadsheet, inputting her totals and working out how much to put into each 'savings pot' and then off she trotted and put the money in her jars - I only hope she can continue in this way and not end up like her mother
That's great news canidothis!
And it's never too late for you to have a go ... :rotfl:0 -
catslovelycats wrote: »That's great news canidothis!
And it's never too late for you to have a go ... :rotfl:
ooh I have catslovelycats - I love my spreadsheet its been going about a week longer than DDs - I look at it every day and if theres no figures to enter I play around with the conditional formatting - oh dearie me sounds like I really need to get outLBM March 2011 (what on earth took me so long?)overdraft (1) -2950 overdraft (2) -246.00total CC £12,661 :eek:loan £5000DFD 2016:eek::eek: (cant come soon enough)0 -
cool, cani!0
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