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New person - need advice help on starting dealing with debt

hello all,

As I said in title, new to site, seen Martins show a few times. Need advice on where to start? How to organise things, ideas, any help really. What to pay off first, or should I pay each debt a bit at a time. Help please.

thanks in advance.

Comments

  • Welcome aboard Dee and I agree you are fab for taking this step! :beer: ;)

    First things first, have a read of this then post back here with your SOA. :)
  • Xbigman
    Xbigman Posts: 3,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You need to draw up a detailed budget first. Once you know where you stand as regards free income to clear debts you can make sensible decisions about how to proceed. Whether or not you can make the minimum payments is a big,big question at this point. Also, you need to get into the moneysaving mindset which does take time.

    Follow southernscouser link as the first step.
    Regards



    X
    Xbigman's guide to a happy life.

    Eat properly
    Sleep properly
    Save some money
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