After Auto Discharge?

Richardsct

Hi

sorry if this has been answered in other threads but here goes!

Due for AD in couple of weeks, only had the one creditor (credit card)
what can I expect from then on, what SHOULD I do as regards file clean up (Experian?- I am at a complete loss as to how to go about this) any help and advice would be greatly appreciated

IF

Hi Richard, you don’t usually get confirmation of discharge with AD, so if you can print off several copies from the insolvency service site showing your discharged status, most creditors will accept this. Bear in mind your name will stay online for 3 months after your AD date and then disappear.

Click on blue link below:-

http://www.insolvency.gov.uk/eiir/

Make sure you click on your surname after searching to bring up the full record.

Then wait for 2 to 3 months and start your credit file clean up.

You'll need to get all three credit files, click on blue links below:-

Experian - Click here

Equifax - Click here

Callcredit - Click here


They are £2 each for paper copies. Some people have used the online one's and have said the information was very poor compared to the paper copies.

Fermi’s, Credit Reference File Clean Up Post Bankruptcy Sticky - [URL="https://forums.moneysavingexpert.com/discussion/677875
"]Click here[/URL]

And Fermi’s thread ‘credit clean up discussion’ - Click here

Best wishes
If...x