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  • Competetive
    Competetive Posts: 14 Forumite
    Well done Lambda and Percy1983!!! very, very brave indeed!

    I am too scared to be as brave as you. This is because my overdraft is free, due to the fact I am a student in my 3rd year on placement. Hence, next year in July I will be graduating and assume my free overdraft will become not so free.

    Better pay it off asap!;)
    Interest Free student overdraft balance = -£1,100
    On the pay day it is +£39, by the time I get paid again the balance is in minus 1000 (vicious circle)Flexible ISA = £2151:)
    Goal: to clear off my free (for now) overdraft and have £2,600 in my ISA by mid September 2011.
  • caledonian_princess
    caledonian_princess Posts: 403 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Gratz on getting the overdrafts shifted. Even though it wasn't my most expensive debt it was the one I went after first because when that had gone it made it so much easier for me to plan and budget.
    Whatever
  • lambda
    lambda Posts: 222 Forumite
    Debt-free and Proud!
    I totally get that - clearing my overdraft was my first goal before anything. Being in debit before and after payday every month is just so depressing. I haven't cleared it completely, but at least I can now begin to see the end of it!

    Thanks everyone for your kind comments! I hope my next post will be that my overdraft has been cleared completely! :D
    October 2015 = -13242.16 DFD 28/10/2016 £0 :T
  • Elmo1985
    Elmo1985 Posts: 380 Forumite
    well done i keep forgetting about my overdraft i should really focus on paying this off to before i go on maternity pay and the bank will have a cow lol x
    Sealed Pot challenge" member #1342 Online Saver £60.00
    :mad:DEMONS :mad:: Lookagain £1358 // Debenhams £    [STRIKE]767[/STRIKE] // Cap1 [STRIKE]£141.00[/STRIKE] // OD £800.00
     Official DFW Nerd #1385 - Proud to be dealing with my debt!
    Pay one debt 2012! £0 / £800
    :jBaby Girl born 25/09/11:j
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