Back filling the big hole I dug with my credit card

chevalier

congrats on getting your woodburner. that must feel like a real achievment.

The only reason I was wondering about filters for the washing machine was so that you didn't wreck the washing machine, by bits getting in it!

Sounds like you have it sussed though
chev

PiggyBankShaker

Just a quickie before I head off to bed. Made a £500 payment to the credit card, will add more at 2nd payday. Doc says I have flu - feel really rough. I know I'm ill as I can't be bothered to update my ebay profit spreadsheet.

pennywisepoundstupid

Get well soon, well done on the payment to CC.

PiggyBankShaker

Thanks Aesop, Chevalier and pennywise.

It feels so good to be being proactive. Before we started our 'everything must go' project; selling our stuff on ebay etc everything that I wanted felt so far away. I knew we needed to clear our debts before making any sizable purchases and when you're not even getting back inside your overdraft limit on payday paying the debts off seems like a monumental task in itself. I think about what it will be like in a years time, when we have cleared the cards and just how much free income we will have left over and it staggers me!

We've already planned for overpaying on the mortgage instead then, and I'm really excited about that too.

In the meantime I need to look around the house with fresh eyes and find more things to list. Need to raise the money for the stove installation now!

Aesop

Feel better soon PBS! Flu will knock you out for a few days, let's hope it is a quick recovery.

and well done on overpaying things! I am looking forward to the day I don't owe the nursery, landlord, etc.

AllThatStuffIsJustStuff

Thanks, Aesop. Haven't got an interview yet - just application stage. Deadline is Thursday. Was just trying to work on the application but with PBS being ill it's slipped down my agenda and possibly leaving it till I'm half asleep wasn't such a good idea. Will try to get started earlier tomorrow.

We will still make money from eBay but it is drying up and will only get worse. Rather than going round the house systematically we did focus on the things we thought had highest value first so we are mostly down to endless 99p listings of tat where something going for a couple of quid seems like a result. That said - the fact that we 'only' took £80 last weekend seemed like a dissappointment really just shows how well we were doing.

It's all coming along well. I'm determined that I bring in enough extra income this year that we can at least get PBS's credit card cleared by the end of 2011 so then any debts carried over to next year are at least at 0%.

Anyway, I best try to get some sleep if I am going to stand any chance of getting anything done tomorrow.

Aesop

see if you can find a drawing by Rolf Harris, or a picture in a charity shop or somewhere cheap. My Manager's Sister's Son sold hers for £900 on ebay!

She wanted £25 for it at an auction and no one bid on it, he offered to sell it on ebay and she said keep whatever you make on it, thinking he would get £30. She was gutted when it went for £900!

PiggyBankShaker

Still ill, been in bed two whole days. AllThatStuff has been amazing doing everything.

Did find the energy to update eBay profit spreadsheet over lunch, now upto £1113, but all of it, to the penny is already accounted for between the garden and buying the stove.

Got first quote for stove installation today - £1260 eek! More than expected second firm coming on Tuesday to quote too. Cheaper hopefully.

On another positive note, I'd previously budgetted in my mind about £1000 for the new living room floor, and again on eBay, reclaimed parquet has been going for about £200. This would be HUGE saving and look lush. Only downside is everyone says it is a nightmare to lay.

If we get the back yard, stove and living room / hallway floor sorted this year from selling crap on eBay I'd be amazed and delighted. We could pull our horns in for a bit then do the kitchen and maybe the flat roof late next year. Bonza

PiggyBankShaker

Ah gosh, forgot to say - Tax Credit final award for last year came. They owed us £44.90. AllThatStuff took it out off the secret squirrel account and put it on my credit card. Then I put £5.11 on to bring it down to round figure of £5000. Lowest it has been for ages should in theory be able to pay off another £800 before the end of July too. Great feeling.

AllThatStuffIsJustStuff

This post will probably be shorter than I was planning as I am feeling rough. The combination of business, heat and poor food choices has made me exhausted this evening.

I got two job applications in last week which closed either Friday or tomorrow so hope to hear something positive this week. Will keep looking too. Things are going well but I need to make sure I don't rest on any laurels. The previously promising business idea has ground to a halt due to inactivity of my partner. I wasn't 100% sure we would gel together working in partnership but I thought it would be better than it has been. Having said that, if it isn't going to work it is better to find out sooner rather than later. Not completely binning the plan yet but it's not far off. I could scale it back a bit to what I could do on my own and just part ways. Will make a call on that in the next few weeks. Last night me and PBS schemed out another business .masterplan - we have a lot of these and hopefully one day we will make one work This one is a real gap in the market we've spotted, but it's not a market we know all that much about. Worth looking in to at least though.

As for the house, it's going very well. I picked up the stove today (nice day for a 7 hour round trip) and we've just won an auction for 50m2 of parquet flooring - which was very cheap, probably due to the excessive quantities. We may even make some back selling the surplus. Garden is coming along but whether at the moment is either too wet, too hot or too polleny (digging with sneezing fits is quite tricky it turns out). The next big obstacle on the house is finding the money to get the chimney work done. It's basically the only thing that I can't do myself - or at least try to - so we can't make any savings here unfortunately.

Anyway, lame as it is at 9.50 - I need to get to bed to do some recovery sleeping.