Really need Advice please

Paulessex

:mad: I' have for the first time ever today looked at my Credit report and found two problems on it, one is from

HILLESDEN SECURITIES LIMITED saying i owe £1.400 for hire purchess taken out in 2001, only thing i had on HP back then was car and it was paid up by my PP insurance in full after i got a solicitor involved. problem is how do i prove it was paid up in full i've no proof after 10years and the solictor i used left the firm

also on my report is an Orange phone bill of £108.oo I've never had an orange phone in my life I've been with o2 for years first was payg then over to contract i've never defaulted on that

how silly have i been not checking my credit record before, now i know why i was turned down for a loan, depsite the fact i had paid one off in two years and that was for £3000.00

anyone know how i can sort this out, HILLESDEN SECURITIES LIMITED have put me as defaulted on payments on my report even though it dated back to 2001 and it was paid off :mad:

and as for orange i've looked how to contact them about it but can't seem to find anything

Sorry people i'm just worried now

the person i spoke to at the credit ref agency said " you have a good credit record other then those two

Paulessex

I have never heard anything either by post or phone from HILLESDEN SECURITIES how can they just put a default notice on my Credit report without me knowing?

this dates back to 2001 from what i can see, and now it looks like it will be on my record and it says default date as 2006 ,

also file updated for the period to 7/11/2011 what does this mean??

lost of views but no help yet i've no idea what to do i am looking around the internet but can't seem to see any help

Orange_Company_Representative

Hi Paulessex

I'd advise to contact our Credit Referrals team to look into this matter for you. You can contact them either by writing to

Orange Credit Referral Department
Top Floor
Global House
Senhouse Road
Darlington
County Durham
DL1 4YB,

by sending a fax to [FONT=Arial, Helvetica, sans-serif][SIZE=-1]0870 374 5412 or by sending an email to [/SIZE][/FONT][EMAIL="referrals.fax.inbox@everythingeverywhere.com"]referrals.fax.inbox@everythingeverywhere.com[/EMAIL].

Please include details of the Orange entry on your credit file and the reasons why you dispute it. They will look into this for you and should reply within seven working days.

I hope this helps.

Darren from Orange Helpers

myteeduck

Hi,
After a quick look on google, it looks like Hillesden Security is a DCA.
A Link to a forum i found about it is below.
http://www.consumeractiongroup.co.uk/forum/showthread.php?64034

Maybe this will have some answers?
I dont have much else I could add.

But you wont have anything with their name on from 2001 as the wouldnt be the ones who had the debt in the first place. They have bought it since.

Why dont you send them a prove it letter - seen examples knocking around the boards - and ask them to prove what the debt is or speak to experian - they may have more details on there screen.

As for the solicitors - even if the solicitor left the firm the practice itself should still have your records...

Just a thought.....

Paulessex

Orange_Company_Representative wrote: »

Hi Paulessex

I'd advise to contact our Credit Referrals team to look into this matter for you. You can contact them either by writing to

Orange Credit Referral Department
Top Floor
Global House
Senhouse Road
Darlington
County Durham
DL1 4YB,

by sending a fax to [FONT=Arial, Helvetica, sans-serif][SIZE=-1]0870 374 5412 or by sending an email to [/SIZE][/FONT][EMAIL="referrals.fax.inbox@everythingeverywhere.com"]referrals.fax.inbox@everythingeverywhere.com[/EMAIL].

Please include details of the Orange entry on your credit file and the reasons why you dispute it. They will look into this for you and should reply within seven working days.

I hope this helps.

Darren from Orange Helpers

:T
thank you i have sent them an email today and gave as much info as i can, even pointing out that i have never had anything from orange, phone or otherwsie, not even a letter from them or even a debt agency, that i would expect to receive?

now to try sorting out the other problem :eek: