Unbelievable!!

MTDancer

OR (actually and Independent Practitioner) has just asked me to send a payment via cheque! Doesn't even know that we are not allowed a cheque book! This from someone who says they are an "expert"

DaisyChainMaker

lol it beggars belief don't it? Didn't you sarcastically say... "ooh I could put it on my credit card if it helps" :P

dojoman

Incredible! You should have told them if they are prepared to wait 6 years until you can get a cheque book, then you would send them one.

1worried1

I know! they did the same to me when I paid them most of my bonus, when I said I obviously couldn't send a cheque they asked me to send it in a postal order, to send the amount they wanted in a postal order it would have cost £200!! in the end I had to transfer it to my parents account and they wrote a cheque for me.

curly04

oh god they are wanting a fortune off me next month again same with the postal order but bet they wont take a reduced payment, why cant they just take debit card payments! it would be cheaper to drive to there office with the cash than a postal order for me!

1worried1

ha ha yeah could drive the money there, apart from the fact you can probly only get out £250 cash a day with our basic account's and then you would miss the dealline to get the money to them!! he he he. Why you can't do a bank transfer with a reference number I do not know, so silly.

kes0904

Can I just ask- is this extra payment on top of your IPA because you have surplus income to pay them?
How do they normally take your normal payment? Seems ridiculous that they can't take it in the same way?
Curly- why are they asking for a fortune from you next month? Again- is this due to surplus income?
Sorry for the questions- but I've just had my OR interview and they are holding fire on our IPA as not sure if we will be dealt with by the IP as we have quite a bit of equity in our home.
Once it's set up- I wonder how it will work with surplus income, as I am self employed and it could vary from month to month.
Sounds like a pain for getting extra money to them (unless I've misunderstood from your posts above!!)

curly04

Hi Kes

Mine is because i've lost my job and therefore unemployed. They have offered that if I pay my IPA off in full with my redundancy money and it will then close my file.

kes0904

Thanks Curly
Sorry if that seemed nosey- just trying to suss everything out!

curly04

Not a problem you dont ask you dont find out

BTW they are not making me pay this off they have said i can pay it off to close the file, just so you know its my choice

debtinfo

I know it seems bonkers at first glance but, a couple of points, Its not actually illegal to have a cheque book (although i doubt if you would find anyone who would give you one), they of course do accept cheques from family members and many people choose to pay this way, and they do have an account to transfer money into if you ask, at least they used to