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Tuesday 26th April - What small DFW things will you be doing today?!
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pixiechick99
Posts: 3,729 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:D
Morning everyone - hope all well on this lovely morning
Not so sunny here, but that's ok - I'm back at work after my 2 weeks off.
So, quick post from me - got to get my face on. It's so early, I miss my bed:rotfl:
Here's my list:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:D
Morning everyone - hope all well on this lovely morning

So, quick post from me - got to get my face on. It's so early, I miss my bed:rotfl:
Here's my list:
- check banking
- check onepoll
- meal fromn plan tonight - chicken pasta bake
- chicken out of freezer to defrost
- luch from home
- packed lunch for dd2
- Next parcel out for collection
- wrap book sold on Amazon and post
- LSD - just a few groceries to keep us going this week
I really need to sort out a new signature!
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Comments
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Thank-you for setting the thread pixie!! I've been sat here waiting for it to pop up!!
Today looks like...
-Breakfast and lunch from stores
-Free fruit at work
-Caffeine tablet instead of coffee
-Minimal make-up worn (trying to make my mascara and foundation last until the end of May, it's definitely not going to happen but I WILL NOT buy it before then!!)
-Go for a run, hula hoop and do exercises - Free exercise
-Go to the park with BF to practice handstands and cartwheels (perfectly normal activities for a 25 & 26 yr old!!) - Free entertainment!!
-Dinner with BF mum
-NSD (apart from petrol which I don't count in my days because I fill up so often!!)
-Ask work when I can start working overtime now that I'm accredited! Yay!!
And that is my day planned!!
Ooh.... and keep my spending diary!!
Have a good day people!!My Debts:
Barclays Overdraft - £1600 Capital One CC - £1200
March Targets:
Barclays Overdraft - £500 Capital One - £75.52 (Double minimum payment)0 -
Good morning everyone, and thanks to pixie for starting us off this morning. I've got another week off my paid job and I'm spending the next three days in the sewing room being a real Stitching Witch :j
So far I have:- started WM on Economy 7
- fed and watered the chickens
- checked banking
- checked for surveys
- had HM granola for breakfast
- hang washing outside to dry
- take motorbike into nearby town rather than the car
- cash wages cheque and give cash to DH to pay into my bank (a different town unfortunately!)
- cut out 2 more corset samples (a waspie and a sleeping corset) and start building them
- half hour walk at lunch time
- have lunch & dinner from stores
- have an NSD
It's not a great amount, but better than nothing at all. I have signed up for a free 5 week diet course being run by my boss' partner which starts next month so I'm hoping for a result from that too.
Not much of a list, but I can see a busy day ahead.
stitchy xMaking magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Morning everyone, Thanks Pixie for starting the thread.
Had a lovely day at the seaside yesterday, but back to work today.
Lunch will be on expenses today, hoping to have a NSD apart from that.
Today I have/will
Showered using toiletries brought back from my recent hotel stays
Walked to station
Found 2p on my walk
Charged phones on the train
Check online banking
Start my 1 debt in 100 days challenge
Free tea/coffee at work
Eat as little as possible from my lunch allowance & take the rest home for the kids
Go for a run this evening
Have a great day everyoneDebt free since December 2015. It can be done0 -
Morning everyone!! :wave: Thanks Pixie for starting us off, hope you had a good break? No sunshine here yet this morning
but as I'm off to work in a minute I'll forgive it! Not much on the list for me at all today, did all the washing and ironing last night just need to put it all on hangers and away in the wardrobe when I get home...
Today I have/will do:
checked internet banking and moved some money around
heating is off (put it on for half an hour this morning as quite chilly!)
wash one more load of dog beds..... never ending job!
put on line when back from work
all food from stores today
will charge phone from PC when back at home
No NSD for me as bliddy car wants motion lotion AGAIN!! :eek: Sometimes I think it's got a leak somewhere :rotfl::rotfl:
Hope you all have a good day0 -
Morning everyone.
My BF has gone back to work today and i`m not in till 6pm so i`ve got peace and quiet till 2pm! He has finally came round to the idea of moving at the end of the summer (I moved up here from the Midlands to be with him and have been wanting to go back for the last 3.5 years).
Today I must:
Open a new bank accout (for moving expenses and bills).;)
Sort out stuff for car boot sale on Sun and declutter.
Walk pooches.
Ride friends horse.
Check for surveys.
NSD.
Have a good day everybody.0 -
Hello, everyone! I have a long day today so need to get moving.
Already today I have:- Sorted out house and cat before leaving
- got a ride with collegue to new (shared) house
- dropped bags at new house
- got ride into work
- had meeting with donor
Still to do:- work like mad as loads on
- lunch provided by work (carbs carbs carbs!)
- walk home or take a boda (should cost about £1)
- go out to dinner with new roomies
- do a bit of food shopping
Hope everyone has a great day!Mortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Aria`s_Tail wrote: »Walk pooches.
Ride friends horse.
I wish my days were more like yours!
Well done on the weight loss, stitchy.
Glad you enjoyed the seashore, Karb.
2 weeks, Pix! Lucky you, I hope you enjoyed it.Mortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Morning all,
Ahh, still no work for me, I could get used to this life! Still I had to be up at 7am with my OH to give our bunny her first round of meds, went back to sleep afterwards though. Hoping for good news at the vets later.
Stitchy - Well done on the weight loss! Enjoy your days being a stitching witch
Aria - Ooh big change then, hope the move goes well. Do you have jobs you can go straight into?
Today I have/will:-- [STRIKE]Heating off[/STRIKE]
- [STRIKE]Food from stores[/STRIKE]
- Charge phone via pc - didn't need too in the end
- [STRIKE]Log calories on free app[/STRIKE]
- [STRIKE]Log any expenditure on free app - should be a NSD though[/STRIKE]
- [STRIKE]Check for surveys[/STRIKE]
- [STRIKE]Enter comps[/STRIKE]
- [STRIKE]Dinner from meal plan[/STRIKE]
- [STRIKE]Hang washing up to dry[/STRIKE]
- [STRIKE]Go for a run later - use free app to track pace etc[/STRIKE]
- [STRIKE]Check emails to see if "super balance transfer" has been accepted - forgot to add this to my list yesterday, since I'm not paying off my overdraft as quickly as I thought we would this seems to be the best thing to do, I have 18 months interest free to clear it which hopefully means less stress.[/STRIKE]
- [STRIKE]Book appointment using groupon - can't believe the saving I'll be making on this![/STRIKE] - Booked in for my patch test tomorrow, yay!
- Make at least a start on a 101 list item - customise 5 items of clothing
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
Nottoobadyet wrote: »2 weeks, Pix! Lucky you, I hope you enjoyed it.
The joys of working in a school!
Imagine how excited I'll be when the end of July comes....:j:j:jI really need to sort out a new signature!0 -
Afternoon all
ALMOST back to normal here - still one daughter at home with an inset day. The Easter break was fun, but we're all ready for some routine again!
Here's my list for the day:- checked online banking
- checked for/done surveys
- done some comps
- did a bit of work this a.m. at the local uni
- off to Morrisons with daughter and list in a bit
- doing yoga for the first time this evening - have often meant to try it, but never have, and now there is a class so close, convenient and good value that there's no excuse!
- lunch on leftovers
- dinner from stores/menu
- start to plan for weekend trip coming up - lists etc
- sort out clothes and route for a funeral I am going to tomorrow afternoon
Hope everyone's having a good, if belated, start to the week2011 wins: 2 day gym membership, film download, NETBOOK!Debt at LBM: [STRIKE][/STRIKE] [STRIKE]26/1/11 = £4733.26[/STRIKE] 11/6/11 = £3759.3840
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