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in a pickle...
Lydon86
Posts: 3 Newbie
i am 25 yrs old.. i had alot of credit when i was in my younger teens which i never paid back i have several defaults ccj's etc etc i want to start paying these debts off and clearing the slate ... what is the best solution ... 
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Comments
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Have you sought advice from the CAB or CCCS?2019 MFW No. 74 £13700/£30000 (45.66%)
12k in 2018 No. 98 £6274.19/£18000 (34.85%)
BTL (start) £97440.00 (current) £68000.00
Residential (start) £275000.00 (current) £268000.000 -
no advice from anybody yet this is my first step ....0
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- Consumer Credit Counselling Service - Website: CCCS Telephone: 0800 138 1111
- National Debtline - Website: National Debtline Telephone: 0808 808 4000
- Citizens Advice Bureau - Website: Citizens Advice or visit your local CAB centre (find nearest)
- Business Debtline - Website: Business Debtline Telephone: 0800 197 6026
- Christians Against Poverty
- PayPlan
- TaxAid - Help with tax debts.
The above info is from a sticky on the forum front page, may find this link helpful too
https://forums.moneysavingexpert.com/discussion/10560832019 MFW No. 74 £13700/£30000 (45.66%)
12k in 2018 No. 98 £6274.19/£18000 (34.85%)
BTL (start) £97440.00 (current) £68000.00
Residential (start) £275000.00 (current) £268000.000 -
Have you acknowledged any of the debt with your creditors for the past 6 years?When I joined, I needed a name. The forum members gave one to me...I am INAN
"Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt0 -
i am 25 yrs old.. i had alot of credit when i was in my younger teens which i never paid back i have several defaults ccj's etc etc i want to start paying these debts off and clearing the slate ... what is the best solution ...
What do you mean by younger teens, surely you cannot take any credit out until you were at least 18.0 -
no advice from anybody yet this is my first step ....
As it was a bank holiday weekend the board has been very quiet, have a little patience and you will get more help/advice as the week goes on. In the meantime you have been given the best advice possible by iquit.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0
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