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From MSE Lurker to DFW
PiggyBankShaker
Posts: 1,164 Forumite
Hi All,
I've been a lurker on the MSE forum for quite a while, but I thought I'd take the plunge and join in and start posting.
I'm currently owe over £7,000 on a credit card (about £9,500 at worst point) and have just finished paying off £1,500 overdraft.
My spiral into debt was caused by living beyond my means and burying my head in the sand about the consequences, with a little help from an ex who relieved me of about £2,000 as well.
My new years resolution is to get debt free by June 2012, both by cutting back to the bare essentials (been doing this for about six months) and trying to maximise my income (started April 1st)
Hoping the lovely people on MSE will provide support and encouragement!
Thanks
PiggyBankShaker
I've been a lurker on the MSE forum for quite a while, but I thought I'd take the plunge and join in and start posting.
I'm currently owe over £7,000 on a credit card (about £9,500 at worst point) and have just finished paying off £1,500 overdraft.
My spiral into debt was caused by living beyond my means and burying my head in the sand about the consequences, with a little help from an ex who relieved me of about £2,000 as well.
My new years resolution is to get debt free by June 2012, both by cutting back to the bare essentials (been doing this for about six months) and trying to maximise my income (started April 1st)
Hoping the lovely people on MSE will provide support and encouragement!
Thanks
PiggyBankShaker
- Mortgage over-payments to date: = £16,746
- Original redemption date: August 2043
- Current redemption date: July 2041
- Debt: £15,930
- Savings: £12,430
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Comments
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Welcome PiggyBankShaker :wave:
Sounds like you're already off to a great start
...you'll find bucket loads of support and encouragement from the lovely folk here.
Good luck - I look forward to 'seeing' you around.LBM Aug '07 Debt [STRIKE]£52,615[/STRIKE] :eek: DEBT FREE Aug '12 :jCap One CC £[STRIKE]5000[/STRIKE]/£0 - HSBC CC £[STRIKE]7500[/STRIKE]/£0 - HSBC Loan £[STRIKE]12,225[/STRIKE]/£0M&S CC £[STRIKE]11,500[/STRIKE]/£0 - Egg CC £[STRIKE]8750[/STRIKE]/£0 - Sains CC £[STRIKE]3000[/STRIKE]/£0HMRC £[STRIKE]3140[/STRIKE]/£0 - OD £[STRIKE]1500[/STRIKE]/£0Pay off ALL your debt by Xmas 2012 £14,128/£14,128 :j0 -
Welcome PiggyBankShaker, you'll find lots of support on here to get you back on track. I hope your June 2012 will be one free of debt Thank you competition posters!
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Welcome...i have about £9k to clear...hoping to get rid of it by the same time as you...as thats when i turn 21!!! Iv cut down as much as i can and im (withn reason) maximising my income.
Remeber 5k debt and good health is better than 5k savings and poor health due to 90 hour weeks.Work in progress...Update coming July 2012.
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